BlastPoint's Credit Union Scorecard

POLICE CREDIT UNION OF CONNECTICUT

Charter #6628 · CT

<100M

2508 CUs in <100M nationally 43 in CT

POLICE CREDIT UNION OF CONNECTICUT demonstrates 3 strengths

National Analysis

How does the industry compare?

CT Analysis

How does CT stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.52% above tier average
+ Net Interest Margin 0.60% above tier average
+ Net Charge-Off Rate: Top 9.6% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (CT)	National Avg	Tier Percentile
Members	2,921 +1.9% YoY+0.6% QoQ	+244	2,676 +1.6% YoY	14,157 +8.2% YoY	33,913 +5.7% YoY	66%
Assets	$45.9M +7.3% YoY+2.5% QoQ	+$15.7M	$30.2M +1.3% YoY	$246.5M +13.9% YoY	$578.3M +9.0% YoY	74%
Loans	$26.0M -0.6% YoY-1.3% QoQ	+$10.7M	$15.3M -2.0% YoY	$136.3M +13.4% YoY	$402.4M +8.7% YoY	79%
Deposits	$40.7M +5.9% YoY+1.7% QoQ	+$15.0M	$25.8M +0.7% YoY	$217.1M +13.8% YoY	$494.3M +9.1% YoY	76%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	1.7% +185.2% YoY+42.3% QoQ	+1.5%	0.1% -77.6% YoY	0.6% +218.7% YoY	0.4% -39.2% YoY	Top 11.8% in tier
NIM	4.6% +0.1% YoY+0.1% QoQ	+0.6%	4.0% +4.0% YoY	3.6% +1.6% YoY	3.8% +4.1% YoY	80%
Efficiency Ratio	70.8% -16.6% YoY-5.7% QoQ	-19.8%	90.6% +6.5% YoY	83.6% -6.8% YoY	84.6% +2.8% YoY	27%
Delinquency Rate	0.8% +78.7% YoY+89.3% QoQ	-0.7	1.5% +3.8% YoY	2.5% +122.5% YoY	1.2% +3.4% YoY	56%
Loan To Share	63.8% -6.1% YoY-3.0% QoQ	+5.3%	58.5% -3.0% YoY	52.8% -1.3% YoY	65.6% -1.4% YoY	58%
AMR	$22,842 +1.3% YoY-0.1% QoQ	+$8K	$14,884 -1.7% YoY	$17,581 +5.9% YoY	$19,920 +1.6% YoY	Top 12.9% in tier
CD Concentration	20.9% -2.6% YoY+0.1% QoQ	-3.4%	24.3%	14.5%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	4.5%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (12 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

243

Net Charge-Off Rate

risk

Value: -0.10%

Peer Median: 0.07%

#243 of 2508 Top 9.6% in <100M tier

268

Fee Income Per Member

profitability

Value: $153.07

Peer Median: $60.42

#268 of 2508 Top 10.6% in <100M tier

296

Return on Assets (ROA)

profitability

Value: 1.67%

Peer Median: 0.61%

#296 of 2508 Top 11.8% in <100M tier

304

Loan-to-Member Ratio (LMR)

engagement

Value: $8,895

Peer Median: $4,923

#304 of 2508 Top 12.1% in <100M tier

323

Average Member Relationship (AMR)

engagement

Value: $22,842

Peer Median: $13,926

#323 of 2508 Top 12.8% in <100M tier

342

Asset Growth Rate

growth

Value: 7.33%

Peer Median: 1.30%

#342 of 2508 Top 13.6% in <100M tier

440

Member Growth Rate

growth

Value: 1.88%

Peer Median: -1.37%

#440 of 2508 Top 17.5% in <100M tier

492

Deposit Growth Rate

growth

Value: 5.86%

Peer Median: 0.66%

#492 of 2508 Top 19.6% in <100M tier

515

Net Interest Margin (NIM)

profitability

Value: 4.60%

Peer Median: 3.83%

#515 of 2508 Top 20.5% in <100M tier

Top Weaknesses (1 metrics)

2008

Net Worth Ratio

risk

Value: 10.40%

Peer Median: 14.28%

#2008 of 2508 Bottom 20.0% in <100M tier