BlastPoint's Credit Union Scorecard
GREATER CLEVELAND COMMUNITY
Charter #66860 · OH
GREATER CLEVELAND COMMUNITY has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 3.38% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.58% below tier average
- - Efficiency ratio 24.71% above tier (higher cost structure)
- - Delinquency rate 2.43% above tier average
- - Net Charge-Off Rate: Bottom 0.8% in tier
- - Average Member Relationship (AMR): Bottom 8.1% in tier
- - Total Delinquency Rate (60+ days): Bottom 8.5% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,939
-0.1% YoY+0.5% QoQ
|
+313 |
2,625
-2.2% YoY
|
16,553
+5.8% YoY
|
33,089
+6.1% YoY
|
66% |
| Assets |
$9.9M
+3.6% YoY+2.9% QoQ
|
$-20.0M |
$29.9M
+1.1% YoY
|
$245.2M
+8.8% YoY
|
$547.7M
+7.8% YoY
|
32% |
| Loans |
$5.7M
-15.5% YoY-2.5% QoQ
|
$-10.1M |
$15.8M
-2.4% YoY
|
$170.6M
+8.7% YoY
|
$388.7M
+8.6% YoY
|
37% |
| Deposits |
$7.8M
+9.8% YoY+3.8% QoQ
|
$-17.6M |
$25.5M
+0.4% YoY
|
$209.1M
+9.7% YoY
|
$464.6M
+9.3% YoY
|
31% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-57.5% YoY-14.4% QoQ
|
-0.6% |
0.7%
-731.4% YoY
|
0.5%
-7.3% YoY
|
0.7%
+273.4% YoY
|
20% |
| NIM |
7.3%
-13.1% YoY-3.1% QoQ
|
+3.4% |
3.9%
+3.8% YoY
|
3.7%
+3.3% YoY
|
3.7%
+5.0% YoY
|
Top 1.0% in tier |
| Efficiency Ratio |
106.1%
+22.8% YoY-2.7% QoQ
|
+24.7% |
81.4%
-2.4% YoY
|
83.9%
+3.6% YoY
|
79.1%
-3.3% YoY
|
Top 7.8% in tier |
| Delinquency Rate |
3.9%
-32.8% YoY+71.5% QoQ
|
+2.4 |
1.5%
-2.0% YoY
|
1.5%
+29.9% YoY
|
1.2%
-0.9% YoY
|
Top 8.5% in tier |
| Loan To Share |
72.5%
-23.0% YoY-6.1% QoQ
|
+11.3% |
61.2%
-3.0% YoY
|
63.8%
-2.4% YoY
|
68.0%
-1.7% YoY
|
66% |
| AMR |
$4,590
-2.4% YoY+0.6% QoQ
|
$-10K |
$14,627
-2.7% YoY
|
$17,099
+5.9% YoY
|
$19,418
+1.3% YoY
|
Bottom 8.1% in tier |
| CD Concentration |
10.6%
+55.6% YoY+74.3% QoQ
|
-13.8% |
24.4%
+4.2% YoY
|
19.2%
+8.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
11.2%
-0.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)