BlastPoint's Credit Union Scorecard
FIREFIGHTERS
Charter #67079 · UT
FIREFIGHTERS has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan-to-Member Ratio (LMR): Top 3.5% in tier
- + Average Member Relationship (AMR): Top 3.9% in tier
- + Total Loans: Top 7.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.43% below tier average
- - Efficiency ratio 11.07% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,466
+0.5% YoY+0.1% QoQ
|
+789 |
2,676
+1.6% YoY
|
80,723
+8.1% YoY
|
33,913
+5.7% YoY
|
74% |
| Assets |
$69.4M
+7.3% YoY+0.5% QoQ
|
+$39.2M |
$30.2M
+1.3% YoY
|
$1.3B
+11.9% YoY
|
$578.3M
+9.0% YoY
|
Top 12.6% in tier |
| Loans |
$44.6M
+0.3% YoY+0.1% QoQ
|
+$29.4M |
$15.3M
-2.0% YoY
|
$985.7M
+12.1% YoY
|
$402.4M
+8.7% YoY
|
Top 7.0% in tier |
| Deposits |
$61.3M
+6.6% YoY+0.7% QoQ
|
+$35.5M |
$25.8M
+0.7% YoY
|
$1.1B
+11.5% YoY
|
$494.3M
+9.1% YoY
|
Top 11.4% in tier |
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| ROA |
-0.3%
-185.7% YoY-193.0% QoQ
|
-0.4% |
0.1%
-77.6% YoY
|
0.4%
-49.8% YoY
|
0.4%
-39.2% YoY
|
16% |
| NIM |
2.7%
+0.3% YoY-0.6% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
3.4%
+1.0% YoY
|
3.8%
+4.1% YoY
|
Bottom 11.1% in tier |
| Efficiency Ratio |
101.7%
+13.2% YoY+13.3% QoQ
|
+11.1% |
90.6%
+6.5% YoY
|
74.1%
+0.8% YoY
|
84.6%
+2.8% YoY
|
Bottom 14.2% in tier |
| Delinquency Rate |
0.5%
-53.3% YoY-34.3% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
0.7%
+20.4% YoY
|
1.2%
+3.4% YoY
|
43% |
| Loan To Share |
72.8%
-5.9% YoY-0.6% QoQ
|
+14.3% |
58.5%
-3.0% YoY
|
75.0%
-3.9% YoY
|
65.6%
-1.4% YoY
|
71% |
| AMR |
$30,564
+3.3% YoY+0.4% QoQ
|
+$16K |
$14,884
-1.7% YoY
|
$21,837
+4.8% YoY
|
$19,920
+1.6% YoY
|
Top 3.9% in tier |
| CD Concentration |
31.0%
+14.2% YoY+3.1% QoQ
|
+6.8% | 24.3% | 28.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)