BlastPoint's Credit Union Scorecard
SOUTH SANPETE
Charter #67130 · UT
SOUTH SANPETE has 1 strength but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.89% below tier average
- - Total Members: Bottom 4.8% in tier
- - Total Assets: Bottom 5.7% in tier
- - Members Per Employee (MPE): Bottom 6.0% in tier
- - Total Deposits: Bottom 6.6% in tier
- - Net Interest Margin (NIM): Bottom 7.9% in tier
- - Total Loans: Bottom 8.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 29 that size in Utah.
- Shares and deposits +6.5% year over year ($935K in shares and deposits).
- Membership: 197 members, +1.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.60%.
- Efficiency ratio 66.07% vs a 88.77% peer average.
- Loan-to-share ratio 58.10% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
197
+1.0% YoY+0.5% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
84,939
+12.5% YoY
|
34,678
+6.6% YoY
|
Bottom 4.8% in tier |
| Assets |
$1.1M
+6.4% YoY-7.4% QoQ
|
$-29.2M |
$30.3M
+1.5% YoY
|
$1.4B
+17.3% YoY
|
$593.1M
+10.2% YoY
|
Bottom 5.7% in tier |
| Loans |
$543,511
-15.0% YoY-5.7% QoQ
|
$-14.9M |
$15.5M
-1.7% YoY
|
$1.1B
+18.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 8.0% in tier |
| Deposits |
$935,416
+6.5% YoY-8.5% QoQ
|
$-24.9M |
$25.8M
+1.1% YoY
|
$1.2B
+16.7% YoY
|
$504.8M
+10.3% YoY
|
Bottom 6.6% in tier |
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| ROA |
0.6%
-12.1% YoY+14.0% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
1.0%
+17.0% YoY
|
1.2%
+121.4% YoY
|
37% |
| NIM |
2.6%
-4.1% YoY+3.4% QoQ
|
-1.3% |
3.9%
+0.9% YoY
|
3.4%
+1.5% YoY
|
3.8%
+2.3% YoY
|
Bottom 7.9% in tier |
| Efficiency Ratio |
66.1%
+3.8% YoY-2.2% QoQ
|
-22.7% |
88.8%
-6.9% YoY
|
73.7%
+1.7% YoY
|
83.0%
-5.3% YoY
|
19% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
0.8%
+17.2% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
58.1%
-20.1% YoY+3.0% QoQ
|
-0.8% |
58.9%
-3.1% YoY
|
75.6%
-3.6% YoY
|
66.4%
-1.4% YoY
|
49% |
| AMR |
$7,507
-3.5% YoY-8.0% QoQ
|
$-7K |
$14,963
-6.8% YoY
|
$21,736
+3.5% YoY
|
$20,028
-0.9% YoY
|
17% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 28.5% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)