BlastPoint's Credit Union Scorecard
UINTAH
Charter #67156 · UT
2556 CUs in <100M nationally
29 in UT
UINTAH has 8 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.75% above tier average
- + Net Interest Margin 0.16% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Efficiency Ratio: Top 2.4% in tier
- + Loan Growth Rate: Top 5.2% in tier
Key Concerns
Areas that may need attention
- - Deposit Growth Rate: Bottom 2.2% in tier
- - Asset Growth Rate: Bottom 2.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 6.3% in tier
- - AMR Growth Rate: Bottom 6.7% in tier
- - Average Member Relationship (AMR): Bottom 7.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
938
-0.6% YoY-0.2% QoQ
|
-1.7K |
2,615
-1.9% YoY
|
78,581
+8.3% YoY
|
33,374
+5.7% YoY
|
27% |
| Assets |
$4.0M
-12.0% YoY-11.3% QoQ
|
$-26.1M |
$30.1M
+2.1% YoY
|
$1.2B
+12.9% YoY
|
$561.6M
+9.7% YoY
|
16% |
| Loans |
$1.1M
+16.5% YoY-4.7% QoQ
|
$-14.7M |
$15.8M
-1.3% YoY
|
$958.3M
+12.4% YoY
|
$397.0M
+8.8% YoY
|
Bottom 11.9% in tier |
| Deposits |
$3.2M
-16.8% YoY-13.8% QoQ
|
$-22.5M |
$25.7M
+1.4% YoY
|
$1.1B
+12.7% YoY
|
$477.3M
+9.7% YoY
|
16% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.4%
-15.9% YoY-14.9% QoQ
|
+1.8% |
0.6%
+10.8% YoY
|
0.8%
+12.1% YoY
|
0.7%
+15.9% YoY
|
Top 3.3% in tier |
| NIM |
4.1%
-6.8% YoY-5.3% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.4%
+4.7% YoY
|
3.8%
+5.1% YoY
|
59% |
| Efficiency Ratio |
43.6%
+19.2% YoY+17.0% QoQ
|
-38.9% |
82.6%
-2.3% YoY
|
72.6%
-3.7% YoY
|
79.7%
-3.3% YoY
|
Bottom 2.4% in tier |
| Delinquency Rate | 0.0% | -1.6 |
1.6%
-3.1% YoY
|
1.0%
+50.5% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
33.8%
+40.0% YoY+10.6% QoQ
|
-26.8% |
60.6%
-3.1% YoY
|
76.7%
-4.3% YoY
|
67.4%
-1.7% YoY
|
Bottom 13.3% in tier |
| AMR |
$4,567
-9.8% YoY-11.5% QoQ
|
$-10K |
$14,783
-1.4% YoY
|
$21,704
+5.2% YoY
|
$19,687
+2.0% YoY
|
Bottom 7.6% in tier |
| CD Concentration | 0.0% | -24.4% | 24.4% | 28.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.4% | 7.8% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (8 metrics)
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
62
Efficiency Ratio
profitability
Value:
43.65%
Peer Median: -
#62 of 2556
Top 2.4% in <100M tier
85
Return on Assets (ROA)
profitability
Value:
2.38%
Peer Median: -
#85 of 2556
Top 3.3% in <100M tier
134
Loan Growth Rate
growth
Value:
16.47%
Peer Median: -
#134 of 2556
Top 5.2% in <100M tier
583
Net Worth Ratio
risk
Value:
19.84%
Peer Median: -
#583 of 2556
Top 22.8% in <100M tier
Top Weaknesses (10 metrics)
2501
Deposit Growth Rate
growth
Value:
-16.82%
Peer Median: -
#2501 of 2556
Bottom 2.2% in <100M tier
2483
Asset Growth Rate
growth
Value:
-12.02%
Peer Median: -
#2483 of 2556
Bottom 2.9% in <100M tier
2396
Loan-to-Member Ratio (LMR)
engagement
Value:
$1,153
Peer Median: -
#2396 of 2556
Bottom 6.3% in <100M tier
2387
AMR Growth Rate
growth
Value:
-9.78%
Peer Median: -
#2387 of 2556
Bottom 6.7% in <100M tier
2362
Average Member Relationship (AMR)
engagement
Value:
$4,567
Peer Median: -
#2362 of 2556
Bottom 7.6% in <100M tier
2253
Total Loans
balance_sheet
Value:
$1.08M
Peer Median: -
#2253 of 2556
Bottom 11.9% in <100M tier
2220
Fee Income Per Member
profitability
Value:
$4.68
Peer Median: -
#2220 of 2556
Bottom 13.2% in <100M tier
2213
Loan-to-Share Ratio
balance_sheet
Value:
33.77%
Peer Median: -
#2213 of 2556
Bottom 13.5% in <100M tier
2149
Total Assets
balance_sheet
Value:
$4.00M
Peer Median: -
#2149 of 2556
Bottom 16.0% in <100M tier
2138
Total Deposits
balance_sheet
Value:
$3.20M
Peer Median: -
#2138 of 2556
Bottom 16.4% in <100M tier