BlastPoint's Credit Union Scorecard
KINGS PEAK
Charter #67160 · UT
KINGS PEAK has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.46% above tier average
- + Net Interest Margin 0.21% above tier average
- + Strong member growth: 10.4% YoY
- + Asset Growth Rate: Top 3.0% in tier
- + Member Growth Rate: Top 3.3% in tier
- + Deposit Growth Rate: Top 3.7% in tier
- + Loan-to-Member Ratio (LMR): Top 3.7% in tier
- + Fee Income Per Member: Top 3.7% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.52% above tier average
- - Share Certificate Concentration (%): Bottom 3.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,926
+10.4% YoY+2.9% QoQ
|
+1.2K |
2,676
+1.6% YoY
|
80,723
+8.1% YoY
|
33,913
+5.7% YoY
|
78% |
| Assets |
$65.4M
+14.4% YoY-0.5% QoQ
|
+$35.2M |
$30.2M
+1.3% YoY
|
$1.3B
+11.9% YoY
|
$578.3M
+9.0% YoY
|
Top 14.4% in tier |
| Loans |
$50.0M
+19.5% YoY+2.0% QoQ
|
+$34.8M |
$15.3M
-2.0% YoY
|
$985.7M
+12.1% YoY
|
$402.4M
+8.7% YoY
|
Top 4.9% in tier |
| Deposits |
$59.3M
+14.0% YoY-1.0% QoQ
|
+$33.5M |
$25.8M
+0.7% YoY
|
$1.1B
+11.5% YoY
|
$494.3M
+9.1% YoY
|
Top 12.4% in tier |
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| ROA |
1.6%
+10.9% YoY+13.4% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.4%
-49.8% YoY
|
0.4%
-39.2% YoY
|
Top 12.9% in tier |
| NIM |
4.2%
+17.1% YoY+9.0% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.4%
+1.0% YoY
|
3.8%
+4.1% YoY
|
68% |
| Efficiency Ratio |
58.7%
-11.7% YoY-5.1% QoQ
|
-31.9% |
90.6%
+6.5% YoY
|
74.1%
+0.8% YoY
|
84.6%
+2.8% YoY
|
Top 10.6% in tier |
| Delinquency Rate |
3.0%
+104.0% YoY+13.1% QoQ
|
+1.5 |
1.5%
+3.8% YoY
|
0.7%
+20.4% YoY
|
1.2%
+3.4% YoY
|
Bottom 11.4% in tier |
| Loan To Share |
84.4%
+4.8% YoY+3.0% QoQ
|
+25.8% |
58.5%
-3.0% YoY
|
75.0%
-3.9% YoY
|
65.6%
-1.4% YoY
|
Top 13.6% in tier |
| AMR |
$27,855
+5.4% YoY-2.4% QoQ
|
+$13K |
$14,884
-1.7% YoY
|
$21,837
+4.8% YoY
|
$19,920
+1.6% YoY
|
Top 5.4% in tier |
| CD Concentration |
49.7%
+3.1% YoY+4.4% QoQ
|
+25.4% | 24.3% | 28.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)