BlastPoint's Credit Union Scorecard
KINGS PEAK
Charter #67160 · UT
KINGS PEAK has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Net Interest Margin 0.49% above tier average
- + Strong member growth: 10.4% YoY
- + Asset Growth Rate: Top 2.2% in tier
- + Loan Growth Rate: Top 2.6% in tier
- + Loan-to-Member Ratio (LMR): Top 3.0% in tier
- + Total Loans: Top 3.3% in tier
- + Deposit Growth Rate: Top 3.4% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.48% above tier average
- - Share Certificate Concentration (%): Bottom 3.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 29 that size in Utah.
- Shares and deposits +15.4% year over year ($62.0M in shares and deposits).
- Membership: 4,013 members, +10.4% vs a year ago.
- Delinquency rate 3.03%.
- Return on assets 1.79%.
- Efficiency ratio 55.70% vs a 88.77% peer average.
- Loan-to-share ratio 88.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,013
+10.4% YoY+2.2% QoQ
|
+1.4K |
2,585
-1.7% YoY
|
84,939
+12.5% YoY
|
34,678
+6.6% YoY
|
79% |
| Assets |
$68.4M
+15.9% YoY+4.6% QoQ
|
+$38.2M |
$30.3M
+1.5% YoY
|
$1.4B
+17.3% YoY
|
$593.1M
+10.2% YoY
|
Top 13.3% in tier |
| Loans |
$55.0M
+22.8% YoY+10.0% QoQ
|
+$39.6M |
$15.5M
-1.7% YoY
|
$1.1B
+18.0% YoY
|
$418.6M
+10.1% YoY
|
Top 3.4% in tier |
| Deposits |
$62.0M
+15.4% YoY+4.5% QoQ
|
+$36.2M |
$25.8M
+1.1% YoY
|
$1.2B
+16.7% YoY
|
$504.8M
+10.3% YoY
|
Top 11.4% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.8%
+41.5% YoY+11.1% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
1.0%
+17.0% YoY
|
1.2%
+121.4% YoY
|
Top 13.1% in tier |
| NIM |
4.4%
+15.0% YoY+4.0% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.4%
+1.5% YoY
|
3.8%
+2.3% YoY
|
73% |
| Efficiency Ratio |
55.7%
-12.1% YoY-5.2% QoQ
|
-33.1% |
88.8%
-6.9% YoY
|
73.7%
+1.7% YoY
|
83.0%
-5.3% YoY
|
Top 7.8% in tier |
| Delinquency Rate |
3.0%
+69.9% YoY-0.0% QoQ
|
+1.5 |
1.5%
+2.1% YoY
|
0.8%
+17.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 13.0% in tier |
| Loan To Share |
88.8%
+6.4% YoY+5.3% QoQ
|
+29.9% |
58.9%
-3.1% YoY
|
75.6%
-3.6% YoY
|
66.4%
-1.4% YoY
|
Top 10.3% in tier |
| AMR |
$29,164
+7.5% YoY+4.7% QoQ
|
+$14K |
$14,963
-6.8% YoY
|
$21,736
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 5.2% in tier |
| CD Concentration |
50.4%
-2.8% YoY+1.5% QoQ
|
+25.9% | 24.6% | 28.5% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)