BlastPoint's Credit Union Scorecard
SAN JUAN
Charter #67163 · UT
SAN JUAN has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Net Interest Margin 1.91% above tier average
- + Strong member growth: 15.7% YoY
- + Member Growth Rate: Top 2.2% in tier
- + Fee Income Per Member: Top 7.0% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 4.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,808
+15.7% YoY+18.7% QoQ
|
+2.1K |
2,676
+1.6% YoY
|
80,723
+8.1% YoY
|
33,913
+5.7% YoY
|
Top 14.6% in tier |
| Assets |
$31.1M
+3.3% YoY+6.6% QoQ
|
+$915K |
$30.2M
+1.3% YoY
|
$1.3B
+11.9% YoY
|
$578.3M
+9.0% YoY
|
60% |
| Loans |
$18.3M
-3.7% YoY+0.4% QoQ
|
+$3.0M |
$15.3M
-2.0% YoY
|
$985.7M
+12.1% YoY
|
$402.4M
+8.7% YoY
|
68% |
| Deposits |
$26.8M
+2.9% YoY+7.4% QoQ
|
+$1.1M |
$25.8M
+0.7% YoY
|
$1.1B
+11.5% YoY
|
$494.3M
+9.1% YoY
|
61% |
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| ROA |
0.3%
-70.6% YoY-65.1% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
0.4%
-49.8% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
5.9%
-12.1% YoY-11.0% QoQ
|
+1.9% |
4.0%
+4.0% YoY
|
3.4%
+1.0% YoY
|
3.8%
+4.1% YoY
|
Top 4.1% in tier |
| Efficiency Ratio |
85.2%
+11.6% YoY+5.6% QoQ
|
-5.4% |
90.6%
+6.5% YoY
|
74.1%
+0.8% YoY
|
84.6%
+2.8% YoY
|
58% |
| Delinquency Rate |
1.4%
-34.7% YoY-35.3% QoQ
|
-0.1 |
1.5%
+3.8% YoY
|
0.7%
+20.4% YoY
|
1.2%
+3.4% YoY
|
74% |
| Loan To Share |
68.0%
-6.4% YoY-6.5% QoQ
|
+9.5% |
58.5%
-3.0% YoY
|
75.0%
-3.9% YoY
|
65.6%
-1.4% YoY
|
64% |
| AMR |
$9,382
-13.5% YoY-12.0% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$21,837
+4.8% YoY
|
$19,920
+1.6% YoY
|
25% |
| CD Concentration |
20.9%
-9.2% YoY-11.6% QoQ
|
-3.3% | 24.3% | 28.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)