BlastPoint's Credit Union Scorecard
PRIORITY
Charter #67319 · FL
PRIORITY has 5 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.12% above tier average
- + Net Interest Margin 1.28% above tier average
- + Total Loans: Top 6.7% in tier
- + Loan-to-Member Ratio (LMR): Top 7.7% in tier
- + AMR Growth Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.37% above tier (higher cost structure)
- - Delinquency rate 1.14% above tier average
- - Member decline: -8.8% YoY
- - Indirect Auto Concentration (%): Bottom 5.5% in tier
- - Member Growth Rate: Bottom 7.4% in tier
- - Net Worth Ratio: Bottom 7.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,456
-8.8% YoY-1.1% QoQ
|
+1.8K |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
83% |
| Assets |
$56.1M
-3.1% YoY+0.0% QoQ
|
+$26.0M |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
81% |
| Loans |
$45.4M
+1.4% YoY-0.4% QoQ
|
+$30.1M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
Top 6.8% in tier |
| Deposits |
$52.5M
-0.5% YoY+1.5% QoQ
|
+$26.7M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
83% |
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| ROA |
0.3%
-187.9% YoY-116.4% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
33% |
| NIM |
5.3%
+6.4% YoY+4.7% QoQ
|
+1.3% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
Top 8.0% in tier |
| Efficiency Ratio |
92.0%
-6.9% YoY-13.5% QoQ
|
+1.4% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
73% |
| Delinquency Rate |
2.6%
+62.4% YoY-27.8% QoQ
|
+1.1 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
Bottom 13.4% in tier |
| Loan To Share |
86.4%
+1.9% YoY-1.9% QoQ
|
+27.9% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
Top 11.0% in tier |
| AMR |
$21,950
+10.0% YoY+1.7% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
84% |
| CD Concentration |
14.6%
+27.3% YoY-10.0% QoQ
|
-9.7% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % |
19.7%
-13.6% YoY-10.2% QoQ
|
+5.9% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)