BlastPoint's Credit Union Scorecard
ADVENTHEALTH
Charter #67349 · FL
ADVENTHEALTH has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Leader: Top 50.0% in tier
- + Organic Growth Engine: Top 50.0% in tier
- + Emerging Performer: Top 50.0% in tier
- + Strong member growth: 9.9% YoY
- + Total Delinquency Rate (60+ days): Top 1.3% in tier
- + Member Growth Rate: Top 3.2% in tier
- + Loan Growth Rate: Top 6.3% in tier
- + Members Per Employee (MPE): Top 8.9% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.75% above tier (higher cost structure)
- - Average Member Relationship (AMR): Bottom 9.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 35 that size in Florida.
- Shares and deposits +6.4% year over year ($111M in shares and deposits).
- Membership: 13,919 members, +9.9% vs a year ago.
- Delinquency rate 0.02%.
- Return on assets 0.89%.
- Efficiency ratio 78.49% vs a 76.73% peer average.
- Loan-to-share ratio 89.21% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
13,919
+9.9% YoY+1.8% QoQ
|
-1.2K |
15,168
-2.6% YoY
|
74,629
+8.2% YoY
|
34,678
+6.6% YoY
|
53% |
| Assets |
$125.2M
+7.0% YoY-1.3% QoQ
|
$-106.8M |
$232.0M
+0.7% YoY
|
$1.2B
+11.8% YoY
|
$593.1M
+10.2% YoY
|
16% |
| Loans |
$98.9M
+15.9% YoY-0.6% QoQ
|
$-47.3M |
$146.3M
+0.2% YoY
|
$865.0M
+13.2% YoY
|
$418.6M
+10.1% YoY
|
35% |
| Deposits |
$110.9M
+6.4% YoY-1.1% QoQ
|
$-89.8M |
$200.7M
+0.2% YoY
|
$1.0B
+12.3% YoY
|
$504.8M
+10.3% YoY
|
18% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
-8.6% YoY+12.7% QoQ
|
+0.0% |
0.9%
+12.5% YoY
|
0.7%
+7.2% YoY
|
1.2%
+121.4% YoY
|
58% |
| NIM |
3.5%
+6.6% YoY+2.1% QoQ
|
-0.2% |
3.7%
+4.5% YoY
|
3.6%
+3.4% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
78.5%
+4.9% YoY-1.2% QoQ
|
+1.8% |
76.7%
-0.8% YoY
|
79.7%
+3.1% YoY
|
83.0%
-5.3% YoY
|
53% |
| Delinquency Rate |
0.0%
-75.7% YoY-96.8% QoQ
|
-0.9 |
0.9%
+6.6% YoY
|
0.7%
+5.6% YoY
|
1.3%
+2.6% YoY
|
Top 1.3% in tier |
| Loan To Share |
89.2%
+8.9% YoY+0.5% QoQ
|
+17.7% |
71.5%
-0.3% YoY
|
70.8%
+0.7% YoY
|
66.4%
-1.4% YoY
|
84% |
| AMR |
$15,074
+0.8% YoY-2.6% QoQ
|
$-10K |
$25,107
+3.2% YoY
|
$23,115
+4.1% YoY
|
$20,028
-0.9% YoY
|
Bottom 9.3% in tier |
| CD Concentration |
36.4%
+4.2% YoY+4.8% QoQ
|
+11.8% | 24.6% | 24.7% | 20.0% | 50% |
| Indirect Auto % |
6.0%
+41.8% YoY-0.6% QoQ
|
-7.6% | 13.6% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (3)
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)