BlastPoint's Credit Union Scorecard
GENUINE PARTS
Charter #67382 · GA
GENUINE PARTS has 3 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Worth Ratio: Top 0.3% in tier
- + Members Per Employee (MPE): Top 3.8% in tier
Key Concerns
Areas that may need attention
- - ROA 33.30% below tier average
- - Member decline: -2.0% YoY
- - Efficiency Ratio: Bottom 0.0% in tier
- - Net Interest Margin (NIM): Bottom 0.0% in tier
- - Net Charge-Off Rate: Bottom 4.0% in tier
- - Asset Growth Rate: Bottom 4.7% in tier
- - Deposit Growth Rate: Bottom 4.9% in tier
- - AMR Growth Rate: Bottom 7.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,482
-2.0% YoY+0.4% QoQ
|
-1.2K |
2,676
+1.6% YoY
|
31,952
+7.2% YoY
|
33,913
+5.7% YoY
|
40% |
| Assets |
$19.1M
-9.8% YoY-8.4% QoQ
|
$-11.1M |
$30.2M
+1.3% YoY
|
$522.8M
+8.6% YoY
|
$578.3M
+9.0% YoY
|
47% |
| Loans |
$2.4M
-11.9% YoY-6.5% QoQ
|
$-12.9M |
$15.3M
-2.0% YoY
|
$353.5M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
20% |
| Deposits |
$6.7M
-11.8% YoY-2.7% QoQ
|
$-19.1M |
$25.8M
+0.7% YoY
|
$449.3M
+7.5% YoY
|
$494.3M
+9.1% YoY
|
28% |
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| ROA |
-33.2%
-795.1% YoY-1245.8% QoQ
|
-33.3% |
0.1%
-77.6% YoY
|
-0.2%
-137.4% YoY
|
0.4%
-39.2% YoY
|
Bottom 0.2% in tier |
| NIM |
-30.5%
-544.5% YoY-689.4% QoQ
|
-34.5% |
4.0%
+4.0% YoY
|
3.6%
-10.9% YoY
|
3.8%
+4.1% YoY
|
Bottom 0.1% in tier |
| Efficiency Ratio | - | - |
90.6%
+6.5% YoY
|
81.8%
+0.6% YoY
|
84.6%
+2.8% YoY
|
- |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.7%
+76.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
35.8%
-0.1% YoY-3.8% QoQ
|
-22.7% |
58.5%
-3.0% YoY
|
70.0%
+1.3% YoY
|
65.6%
-1.4% YoY
|
17% |
| AMR |
$6,144
-10.0% YoY-4.1% QoQ
|
$-9K |
$14,884
-1.7% YoY
|
$17,441
+2.7% YoY
|
$19,920
+1.6% YoY
|
Bottom 12.1% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 20.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)