BlastPoint's Credit Union Scorecard

DYNAMIC

Charter #6747 · OH

<100M

2508 CUs in <100M nationally 116 in OH

DYNAMIC demonstrates 8 strengths

National Analysis

How does the industry compare?

OH Analysis

How does OH stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 2.18% above tier average
+ Asset Growth Rate: Top 3.9% in tier
+ Fee Income Per Member: Top 4.1% in tier
+ Deposit Growth Rate: Top 5.0% in tier
+ Total Assets: Top 6.7% in tier
+ Total Loans: Top 7.1% in tier
+ Total Members: Top 7.5% in tier
+ Total Deposits: Top 9.3% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OH)	National Avg	Tier Percentile
Members	6,268 +1.5% YoY+0.1% QoQ	+3.6K	2,676 +1.6% YoY	16,936 +6.2% YoY	33,913 +5.7% YoY	Top 7.5% in tier
Assets	$81.3M +13.1% YoY+2.9% QoQ	+$51.1M	$30.2M +1.3% YoY	$257.9M +8.7% YoY	$578.3M +9.0% YoY	Top 6.8% in tier
Loans	$44.3M +4.4% YoY+2.2% QoQ	+$29.0M	$15.3M -2.0% YoY	$174.2M +8.4% YoY	$402.4M +8.7% YoY	Top 7.1% in tier
Deposits	$65.2M +12.9% YoY+1.0% QoQ	+$39.5M	$25.8M +0.7% YoY	$221.5M +9.0% YoY	$494.3M +9.1% YoY	Top 9.3% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	2.3% +28.4% YoY+12.8% QoQ	+2.2%	0.1% -77.6% YoY	0.6% +16.1% YoY	0.4% -39.2% YoY	Top 3.9% in tier
NIM	3.8% -8.5% YoY-5.7% QoQ	-0.2%	4.0% +4.0% YoY	3.7% +1.7% YoY	3.8% +4.1% YoY	50%
Efficiency Ratio	58.0% -15.3% YoY-7.7% QoQ	-32.6%	90.6% +6.5% YoY	82.0% -2.0% YoY	84.6% +2.8% YoY	Top 10.0% in tier
Delinquency Rate	0.2% -6.1% YoY-25.8% QoQ	-1.3	1.5% +3.8% YoY	1.4% +35.7% YoY	1.2% +3.4% YoY	30%
Loan To Share	67.8% -7.6% YoY+1.1% QoQ	+9.3%	58.5% -3.0% YoY	61.3% -2.1% YoY	65.6% -1.4% YoY	64%
AMR	$17,469 +7.7% YoY+1.4% QoQ	+$3K	$14,884 -1.7% YoY	$17,686 +5.3% YoY	$19,920 +1.6% YoY	67%
CD Concentration	21.5% +68.2% YoY-1.5% QoQ	-2.8%	24.3%	19.4%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	11.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (15 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

Return on Assets (ROA)

profitability

Value: 2.33%

Peer Median: 0.61%

#98 of 2508 Top 3.9% in <100M tier

100

Asset Growth Rate

growth

Value: 13.05%

Peer Median: 1.30%

#100 of 2508 Top 3.9% in <100M tier

103

Fee Income Per Member

profitability

Value: $214.47

Peer Median: $60.42

#103 of 2508 Top 4.1% in <100M tier

127

Deposit Growth Rate

growth

Value: 12.94%

Peer Median: 0.66%

#127 of 2508 Top 5.0% in <100M tier

170

Total Assets

balance_sheet

Value: $81.32M

Peer Median: $21.86M

#170 of 2508 Top 6.7% in <100M tier

178

Total Loans

balance_sheet

Value: $44.26M

Peer Median: $9.48M

#178 of 2508 Top 7.1% in <100M tier

189

Total Members

engagement

Value: 6,268

Peer Median: 1,918

#189 of 2508 Top 7.5% in <100M tier

234

Total Deposits

balance_sheet

Value: $65.24M

Peer Median: $18.77M

#234 of 2508 Top 9.3% in <100M tier

253

Efficiency Ratio

profitability

Value: 58.01%

Peer Median: 81.45%

#253 of 2508 Top 10.0% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available