BlastPoint's Credit Union Scorecard
DYNAMIC
Charter #6747 · OH
DYNAMIC demonstrates 11 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.44% above tier average
- + Net Interest Margin 0.10% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 2.2% in tier
- + Asset Growth Rate: Top 2.9% in tier
- + Fee Income Per Member: Top 7.2% in tier
- + Total Members: Top 7.9% in tier
- + Total Assets: Top 8.1% in tier
- + Total Loans: Top 8.3% in tier
- + Total Deposits: Top 9.7% in tier
- + AMR Growth Rate: Top 9.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,264
+1.8% YoY+0.5% QoQ
|
+3.6K |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
Top 8.0% in tier |
| Assets |
$79.0M
+16.0% YoY+8.7% QoQ
|
+$48.9M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
Top 8.1% in tier |
| Loans |
$43.3M
+3.0% YoY-0.9% QoQ
|
+$27.6M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
Top 8.3% in tier |
| Deposits |
$64.6M
+18.9% YoY+12.2% QoQ
|
+$38.9M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
Top 9.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.1%
+11.2% YoY+0.5% QoQ
|
+1.4% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
Top 6.2% in tier |
| NIM |
4.1%
+4.8% YoY-4.4% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
56% |
| Efficiency Ratio |
62.9%
-2.1% YoY-2.8% QoQ
|
-19.7% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
Bottom 14.7% in tier |
| Delinquency Rate |
0.3%
-47.6% YoY-3.0% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
32% |
| Loan To Share |
67.1%
-13.4% YoY-11.7% QoQ
|
+6.5% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
60% |
| AMR |
$17,222
+10.0% YoY+6.0% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
67% |
| CD Concentration |
21.8%
+69.6% YoY+30.5% QoQ
|
-2.6% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)