BlastPoint's Credit Union Scorecard
MACON FIREMEN'S
Charter #67687 · GA
MACON FIREMEN'S has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.58% above tier average
- + Net Interest Margin 1.48% above tier average
- + Deposit Growth Rate: Top 2.2% in tier
- + Asset Growth Rate: Top 3.1% in tier
- + Loan-to-Share Ratio: Top 8.0% in tier
- + Loan Growth Rate: Top 8.0% in tier
- + Net Worth Ratio: Top 8.3% in tier
- + Member Growth Rate: Top 8.4% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 4.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
693
+4.1% YoY-0.3% QoQ
|
-2.0K |
2,676
+1.6% YoY
|
31,952
+7.2% YoY
|
33,913
+5.7% YoY
|
19% |
| Assets |
$5.8M
+14.0% YoY+4.1% QoQ
|
$-24.4M |
$30.2M
+1.3% YoY
|
$522.8M
+8.6% YoY
|
$578.3M
+9.0% YoY
|
22% |
| Loans |
$3.8M
+11.7% YoY+0.6% QoQ
|
$-11.5M |
$15.3M
-2.0% YoY
|
$353.5M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
28% |
| Deposits |
$4.2M
+17.5% YoY+5.1% QoQ
|
$-21.6M |
$25.8M
+0.7% YoY
|
$449.3M
+7.5% YoY
|
$494.3M
+9.1% YoY
|
20% |
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| ROA |
1.7%
+40.1% YoY+30.9% QoQ
|
+1.6% |
0.1%
-77.6% YoY
|
-0.2%
-137.4% YoY
|
0.4%
-39.2% YoY
|
Top 10.4% in tier |
| NIM |
5.5%
+4.0% YoY-0.9% QoQ
|
+1.5% |
4.0%
+4.0% YoY
|
3.6%
-10.9% YoY
|
3.8%
+4.1% YoY
|
Top 6.5% in tier |
| Efficiency Ratio |
70.2%
-10.1% YoY-3.8% QoQ
|
-20.5% |
90.6%
+6.5% YoY
|
81.8%
+0.6% YoY
|
84.6%
+2.8% YoY
|
26% |
| Delinquency Rate |
0.6%
-53.9% YoY-20.9% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
1.7%
+76.5% YoY
|
1.2%
+3.4% YoY
|
47% |
| Loan To Share |
90.3%
-4.9% YoY-4.4% QoQ
|
+31.8% |
58.5%
-3.0% YoY
|
70.0%
+1.3% YoY
|
65.6%
-1.4% YoY
|
Top 8.1% in tier |
| AMR |
$11,581
+10.2% YoY+3.2% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$17,441
+2.7% YoY
|
$19,920
+1.6% YoY
|
36% |
| CD Concentration |
46.3%
+8.7% YoY+1.8% QoQ
|
+22.0% | 24.3% | 20.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)