BlastPoint's Credit Union Scorecard
JAX FIRE
Charter #67717 · FL
JAX FIRE has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.11% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.03% below tier average
- - Member decline: -4.0% YoY
- - Deposit Growth Rate: Bottom 6.5% in tier
- - Asset Growth Rate: Bottom 7.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 35 that size in Florida.
- Shares and deposits -10.4% year over year ($34.9M in shares and deposits).
- Membership: 2,363 members, -4.0% vs a year ago.
- Delinquency rate 0.57%.
- Return on assets 0.46%.
- Efficiency ratio 88.79% vs a 88.77% peer average.
- Loan-to-share ratio 46.89% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,363
-4.0% YoY-0.7% QoQ
|
-222 |
2,585
-1.7% YoY
|
74,629
+8.2% YoY
|
34,678
+6.6% YoY
|
59% |
| Assets |
$40.4M
-8.7% YoY-3.0% QoQ
|
+$10.1M |
$30.3M
+1.5% YoY
|
$1.2B
+11.8% YoY
|
$593.1M
+10.2% YoY
|
69% |
| Loans |
$16.4M
-8.5% YoY-3.2% QoQ
|
+$893K |
$15.5M
-1.7% YoY
|
$865.0M
+13.2% YoY
|
$418.6M
+10.1% YoY
|
64% |
| Deposits |
$34.9M
-10.4% YoY-3.6% QoQ
|
+$9.1M |
$25.8M
+1.1% YoY
|
$1.0B
+12.3% YoY
|
$504.8M
+10.3% YoY
|
69% |
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| ROA |
0.5%
-56.6% YoY-34.5% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
0.7%
+7.2% YoY
|
1.2%
+121.4% YoY
|
28% |
| NIM |
4.0%
+1.7% YoY+1.4% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.6%
+3.4% YoY
|
3.8%
+2.3% YoY
|
57% |
| Efficiency Ratio |
88.8%
+19.0% YoY+1.5% QoQ
|
+0.0% |
88.8%
-6.9% YoY
|
79.7%
+3.1% YoY
|
83.0%
-5.3% YoY
|
69% |
| Delinquency Rate |
0.6%
-28.2% YoY+305.4% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
0.7%
+5.6% YoY
|
1.3%
+2.6% YoY
|
45% |
| Loan To Share |
46.9%
+2.1% YoY+0.3% QoQ
|
-12.0% |
58.9%
-3.1% YoY
|
70.8%
+0.7% YoY
|
66.4%
-1.4% YoY
|
32% |
| AMR |
$21,676
-6.1% YoY-2.8% QoQ
|
+$7K |
$14,963
-6.8% YoY
|
$23,115
+4.1% YoY
|
$20,028
-0.9% YoY
|
83% |
| CD Concentration |
3.8%
-34.9% YoY-12.4% QoQ
|
-20.7% | 24.6% | 24.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)