BlastPoint's Credit Union Scorecard
PRIMESOURCE
Charter #67911 · WA
PRIMESOURCE has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 2.8% in tier
- + Total Assets: Top 3.4% in tier
- + Total Loans: Top 4.6% in tier
- + Total Members: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.94% below tier average
- - Efficiency ratio 2.65% above tier (higher cost structure)
- - Delinquency rate 1.88% above tier average
- - Indirect Auto Concentration (%): Bottom 2.4% in tier
- - Net Charge-Off Rate: Bottom 8.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,777
-0.5% YoY-0.0% QoQ
|
+4.2K |
2,625
-2.2% YoY
|
65,720
+2.5% YoY
|
33,089
+6.1% YoY
|
Top 6.6% in tier |
| Assets |
$90.9M
-3.5% YoY-1.3% QoQ
|
+$61.0M |
$29.9M
+1.1% YoY
|
$1.2B
+3.7% YoY
|
$547.7M
+7.8% YoY
|
Top 3.4% in tier |
| Loans |
$52.1M
-10.5% YoY-4.7% QoQ
|
+$36.4M |
$15.8M
-2.4% YoY
|
$909.1M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
Top 4.7% in tier |
| Deposits |
$79.6M
-3.7% YoY-1.2% QoQ
|
+$54.1M |
$25.5M
+0.4% YoY
|
$1.0B
+6.5% YoY
|
$464.6M
+9.3% YoY
|
Top 2.9% in tier |
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| ROA |
-0.3%
-1324.9% YoY+52.4% QoQ
|
-0.9% |
0.7%
-731.4% YoY
|
0.6%
+9.9% YoY
|
0.7%
+273.4% YoY
|
Bottom 11.7% in tier |
| NIM |
3.4%
+12.3% YoY-2.0% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
3.7%
+4.7% YoY
|
3.7%
+5.0% YoY
|
31% |
| Efficiency Ratio |
84.0%
+4.2% YoY+4.0% QoQ
|
+2.6% |
81.4%
-2.4% YoY
|
76.4%
-1.1% YoY
|
79.1%
-3.3% YoY
|
65% |
| Delinquency Rate |
3.4%
+58.8% YoY+55.0% QoQ
|
+1.9 |
1.5%
-2.0% YoY
|
0.9%
-2.6% YoY
|
1.2%
-0.9% YoY
|
Top 10.2% in tier |
| Loan To Share |
65.5%
-7.0% YoY-3.5% QoQ
|
+4.3% |
61.2%
-3.0% YoY
|
76.9%
-2.2% YoY
|
68.0%
-1.7% YoY
|
56% |
| AMR |
$19,433
-6.0% YoY-2.6% QoQ
|
+$5K |
$14,627
-2.7% YoY
|
$28,761
+2.7% YoY
|
$19,418
+1.3% YoY
|
77% |
| CD Concentration |
26.8%
-2.1% YoY+0.0% QoQ
|
+2.4% |
24.4%
+4.2% YoY
|
22.3%
+2.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
42.7%
-16.4% YoY-3.7% QoQ
|
+28.7% |
14.0%
-5.7% YoY
|
17.1%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)