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BlastPoint's Credit Union Scorecard

PRIMESOURCE

Charter #67911 · WA

<100M
2437 CUs in <100M nationally 33 in WA

PRIMESOURCE has 5 strengths but faces 6 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.23% above tier average
  • + Total Loans: Top 5.2% in tier
  • + Total Members: Top 5.5% in tier
  • + Total Deposits: Top 5.7% in tier
  • + Total Assets: Top 6.2% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 1.02% above tier average
  • - Indirect Auto Concentration (%): Bottom 2.3% in tier
  • - Net Charge-Off Rate: Bottom 3.3% in tier
  • - Asset Growth Rate: Bottom 6.8% in tier
  • - AMR Growth Rate: Bottom 7.2% in tier
  • - Deposit Growth Rate: Bottom 8.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
  • Shares and deposits -9.3% year over year ($73.0M in shares and deposits).
  • Membership: 6,836 members, +0.8% vs a year ago.
  • Delinquency rate 2.57%.
  • Return on assets 1.72%.
  • Efficiency ratio 85.21% vs a 88.77% peer average.
  • Loan-to-share ratio 67.75% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WA) National Avg Tier Percentile
Members 6,836
+0.8% YoY+1.6% QoQ
+4.3K 2,585
-1.7% YoY
69,472
+6.3% YoY
34,678
+6.6% YoY
Top 5.5% in tier
Assets $83.9M
-8.9% YoY-1.7% QoQ
+$53.6M $30.3M
+1.5% YoY
$1.3B
+8.7% YoY
$593.1M
+10.2% YoY
Top 6.3% in tier
Loans $49.5M
-9.5% YoY+5.2% QoQ
+$34.0M $15.5M
-1.7% YoY
$968.5M
+8.7% YoY
$418.6M
+10.1% YoY
Top 5.2% in tier
Deposits $73.0M
-9.3% YoY-1.6% QoQ
+$47.2M $25.8M
+1.1% YoY
$1.1B
+8.8% YoY
$504.8M
+10.3% YoY
Top 5.8% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.7%
-1119.4% YoY-225.1% QoQ
+0.2% 1.5%
+241.5% YoY
0.7%
+22.8% YoY
1.2%
+121.4% YoY
Top 14.7% in tier
NIM 3.9%
+10.9% YoY+1.6% QoQ
+0.0% 3.9%
+0.9% YoY
3.8%
+3.6% YoY
3.8%
+2.3% YoY
50%
Efficiency Ratio 85.2%
+5.4% YoY-0.7% QoQ
-3.6% 88.8%
-6.9% YoY
77.5%
+0.3% YoY
83.0%
-5.3% YoY
61%
Delinquency Rate 2.6%
+17.4% YoY-20.7% QoQ
+1.0 1.5%
+2.1% YoY
0.9%
-3.0% YoY
1.3%
+2.6% YoY
84%
Loan To Share 67.7%
-0.2% YoY+7.0% QoQ
+8.9% 58.9%
-3.1% YoY
76.2%
-1.2% YoY
66.4%
-1.4% YoY
63%
AMR $17,924
-10.1% YoY-0.6% QoQ
+$3K $14,963
-6.8% YoY
$29,351
+3.2% YoY
$20,028
-0.9% YoY
69%
CD Concentration 24.6%
-8.4% YoY+2.1% QoQ
+0.0% 24.6% 22.7% 20.0% 50%
Indirect Auto % 42.4%
-4.5% YoY+7.6% QoQ
+28.7% 13.6% 16.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

127
Total Loans
balance_sheet
Value: $49.48M
Peer Median: $9.49M
#127 of 2437 Top 5.2% in <100M tier
135
Total Members
engagement
Value: 6,836
Peer Median: 1,902
#135 of 2437 Top 5.5% in <100M tier
141
Total Deposits
balance_sheet
Value: $73.04M
Peer Median: $18.69M
#141 of 2437 Top 5.7% in <100M tier
153
Total Assets
balance_sheet
Value: $83.88M
Peer Median: $21.91M
#153 of 2437 Top 6.2% in <100M tier
358
Return on Assets (ROA)
profitability
Value: 1.72%
Peer Median: 0.81%
#358 of 2437 Top 14.6% in <100M tier
574
Loan-to-Member Ratio (LMR)
engagement
Value: $7,239
Peer Median: $4,937
#574 of 2437 Top 23.5% in <100M tier
584
Member Growth Rate
growth
Value: 0.83%
Peer Median: -1.37%
#584 of 2437 Top 23.9% in <100M tier

Top Weaknesses (7 metrics)

2382
Indirect Auto Concentration (%)
balance_sheet
Value: 42.36%
Peer Median: 0.00%
#2382 of 2437 Bottom 2.3% in <100M tier
2358
Net Charge-Off Rate
risk
Value: 3.21%
Peer Median: 0.18%
#2358 of 2437 Bottom 3.3% in <100M tier
2273
Asset Growth Rate
growth
Value: -8.89%
Peer Median: 1.25%
#2273 of 2437 Bottom 6.8% in <100M tier
2262
AMR Growth Rate
growth
Value: -10.14%
Peer Median: 1.04%
#2262 of 2437 Bottom 7.2% in <100M tier
2239
Deposit Growth Rate
growth
Value: -9.34%
Peer Median: 0.92%
#2239 of 2437 Bottom 8.2% in <100M tier
2056
Total Delinquency Rate (60+ days)
risk
Value: 2.57%
Peer Median: 0.70%
#2056 of 2437 Bottom 15.7% in <100M tier
1836
Loan Growth Rate
growth
Value: -9.50%
Peer Median: -2.63%
#1836 of 2437 Bottom 24.7% in <100M tier
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