BlastPoint's Credit Union Scorecard
TRANSPORT
Charter #68016 · FL
TRANSPORT demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.38% above tier average
- + Net Interest Margin 0.05% above tier average
- + Loan-to-Member Ratio (LMR): Top 2.7% in tier
- + Fee Income Per Member: Top 3.9% in tier
- + Average Member Relationship (AMR): Top 4.4% in tier
- + Efficiency Ratio: Top 8.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,714
-0.4% YoY-0.4% QoQ
|
-901 |
2,615
-1.9% YoY
|
72,012
+7.1% YoY
|
33,374
+5.7% YoY
|
45% |
| Assets |
$33.8M
+1.7% YoY-1.6% QoQ
|
+$3.7M |
$30.1M
+2.1% YoY
|
$1.1B
+9.4% YoY
|
$561.6M
+9.7% YoY
|
63% |
| Loans |
$24.3M
-2.9% YoY-1.6% QoQ
|
+$8.5M |
$15.8M
-1.3% YoY
|
$808.5M
+10.5% YoY
|
$397.0M
+8.8% YoY
|
76% |
| Deposits |
$27.2M
-0.3% YoY-2.0% QoQ
|
+$1.5M |
$25.7M
+1.4% YoY
|
$948.9M
+9.7% YoY
|
$477.3M
+9.7% YoY
|
61% |
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| ROA |
2.0%
-26.9% YoY+4.3% QoQ
|
+1.4% |
0.6%
+10.8% YoY
|
0.6%
+16.0% YoY
|
0.7%
+15.9% YoY
|
Top 7.0% in tier |
| NIM |
4.0%
-4.8% YoY+3.0% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.6%
+4.0% YoY
|
3.8%
+5.1% YoY
|
54% |
| Efficiency Ratio |
56.4%
+13.0% YoY+1.9% QoQ
|
-26.1% |
82.6%
-2.3% YoY
|
77.7%
-2.7% YoY
|
79.7%
-3.3% YoY
|
Bottom 8.3% in tier |
| Delinquency Rate |
0.4%
-5.1% YoY+10.7% QoQ
|
-1.1 |
1.6%
-3.1% YoY
|
0.7%
+7.1% YoY
|
1.3%
-2.1% YoY
|
37% |
| Loan To Share |
89.3%
-2.6% YoY+0.3% QoQ
|
+28.7% |
60.6%
-3.1% YoY
|
71.1%
+0.4% YoY
|
67.4%
-1.7% YoY
|
Top 10.6% in tier |
| AMR |
$30,009
-1.1% YoY-1.4% QoQ
|
+$15K |
$14,783
-1.4% YoY
|
$22,519
+3.6% YoY
|
$19,687
+2.0% YoY
|
Top 4.4% in tier |
| CD Concentration |
33.1%
+12.9% YoY-5.6% QoQ
|
+8.7% | 24.4% | 24.1% | 19.8% | 50% |
| Indirect Auto % |
0.5%
-47.8% YoY-10.5% QoQ
|
-13.3% | 13.8% | 10.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)