BlastPoint's Credit Union Scorecard
TRANSPORT
Charter #68016 · FL
TRANSPORT has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + Loan-to-Member Ratio (LMR): Top 2.4% in tier
- + Average Member Relationship (AMR): Top 3.8% in tier
- + Fee Income Per Member: Top 5.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.2% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,718
-2.2% YoY+0.2% QoQ
|
-958 |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
45% |
| Assets |
$35.0M
-2.1% YoY+3.5% QoQ
|
+$4.8M |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
64% |
| Loans |
$24.4M
-2.5% YoY+0.7% QoQ
|
+$9.2M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
77% |
| Deposits |
$28.2M
-3.6% YoY+3.9% QoQ
|
+$2.4M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
62% |
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| ROA |
0.7%
-65.8% YoY-64.3% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
56% |
| NIM |
3.8%
-0.4% YoY-4.3% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
50% |
| Efficiency Ratio |
65.9%
+25.6% YoY+16.7% QoQ
|
-24.7% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
19% |
| Delinquency Rate |
0.6%
-44.8% YoY+38.1% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
46% |
| Loan To Share |
86.6%
+1.2% YoY-3.0% QoQ
|
+28.1% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
Top 10.6% in tier |
| AMR |
$30,653
-0.9% YoY+2.1% QoQ
|
+$16K |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
Top 3.9% in tier |
| CD Concentration |
34.2%
+8.5% YoY+3.2% QoQ
|
+9.9% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % |
2.4%
+230.4% YoY+407.0% QoQ
|
-11.4% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)