BlastPoint's Credit Union Scorecard
TRANSPORT
Charter #68016 · FL
TRANSPORT demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.24% above tier average
- + Loan-to-Member Ratio (LMR): Top 2.4% in tier
- + Average Member Relationship (AMR): Top 3.8% in tier
- + Fee Income Per Member: Top 4.7% in tier
- + Efficiency Ratio: Top 9.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,721
-0.1% YoY-1.2% QoQ
|
-904 |
2,625
-2.2% YoY
|
69,671
+4.3% YoY
|
33,089
+6.1% YoY
|
45% |
| Assets |
$34.3M
+8.6% YoY-4.1% QoQ
|
+$4.5M |
$29.9M
+1.1% YoY
|
$1.1B
+3.8% YoY
|
$547.7M
+7.8% YoY
|
65% |
| Loans |
$24.7M
-2.1% YoY+1.4% QoQ
|
+$8.9M |
$15.8M
-2.4% YoY
|
$773.4M
+7.4% YoY
|
$388.7M
+8.6% YoY
|
76% |
| Deposits |
$27.7M
+8.0% YoY-5.4% QoQ
|
+$2.3M |
$25.5M
+0.4% YoY
|
$908.2M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
62% |
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| ROA |
1.9%
-32.5% YoY-3.3% QoQ
|
+1.2% |
0.7%
-731.4% YoY
|
0.6%
+15.9% YoY
|
0.7%
+273.4% YoY
|
Top 10.3% in tier |
| NIM |
3.9%
-10.9% YoY+3.3% QoQ
|
-0.1% |
3.9%
+3.8% YoY
|
3.6%
+6.7% YoY
|
3.7%
+5.0% YoY
|
49% |
| Efficiency Ratio |
55.4%
+10.0% YoY+4.3% QoQ
|
-26.0% |
81.4%
-2.4% YoY
|
79.0%
+0.0% YoY
|
79.1%
-3.3% YoY
|
Bottom 9.7% in tier |
| Delinquency Rate |
0.4%
-14.9% YoY-44.4% QoQ
|
-1.1 |
1.5%
-2.0% YoY
|
0.7%
+3.1% YoY
|
1.2%
-0.9% YoY
|
36% |
| Loan To Share |
89.0%
-9.4% YoY+7.2% QoQ
|
+27.8% |
61.2%
-3.0% YoY
|
71.2%
+0.4% YoY
|
68.0%
-1.7% YoY
|
Top 12.1% in tier |
| AMR |
$30,442
+3.1% YoY-1.1% QoQ
|
+$16K |
$14,627
-2.7% YoY
|
$22,283
+3.7% YoY
|
$19,418
+1.3% YoY
|
Top 3.8% in tier |
| CD Concentration |
35.1%
+33.1% YoY+3.8% QoQ
|
+10.7% |
24.4%
+4.2% YoY
|
23.4%
+4.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
0.5%
-51.8% YoY-22.0% QoQ
|
-13.5% |
14.0%
-5.7% YoY
|
10.9%
-1.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)