BlastPoint's Credit Union Scorecard
SPOKANE FIREFIGHTERS
Charter #68205 · WA
SPOKANE FIREFIGHTERS demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.03% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 0.5% in tier
- + Loan-to-Member Ratio (LMR): Top 0.5% in tier
- + Total Loans: Top 5.8% in tier
- + Total Assets: Top 6.1% in tier
- + Total Deposits: Top 6.4% in tier
- + Fee Income Per Member: Top 10.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,534
+2.1% YoY+0.6% QoQ
|
-81 |
2,615
-1.9% YoY
|
67,597
+5.2% YoY
|
33,374
+5.7% YoY
|
61% |
| Assets |
$84.2M
+5.6% YoY+2.0% QoQ
|
+$54.1M |
$30.1M
+2.1% YoY
|
$1.3B
+7.9% YoY
|
$561.6M
+9.7% YoY
|
Top 6.1% in tier |
| Loans |
$49.7M
+8.7% YoY+3.1% QoQ
|
+$33.9M |
$15.8M
-1.3% YoY
|
$943.7M
+8.0% YoY
|
$397.0M
+8.8% YoY
|
Top 5.8% in tier |
| Deposits |
$71.3M
+5.7% YoY+1.9% QoQ
|
+$45.6M |
$25.7M
+1.4% YoY
|
$1.1B
+9.4% YoY
|
$477.3M
+9.7% YoY
|
Top 6.5% in tier |
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| ROA |
0.6%
+91.4% YoY-12.5% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
+2.5% YoY
|
0.7%
+15.9% YoY
|
48% |
| NIM |
3.0%
+21.1% YoY-1.9% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.7%
+4.7% YoY
|
3.8%
+5.1% YoY
|
19% |
| Efficiency Ratio |
79.8%
-2.4% YoY+3.2% QoQ
|
-2.7% |
82.6%
-2.3% YoY
|
76.6%
-1.6% YoY
|
79.7%
-3.3% YoY
|
50% |
| Delinquency Rate |
0.2%
+25.2% YoY+9.6% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
0.9%
-2.6% YoY
|
1.3%
-2.1% YoY
|
24% |
| Loan To Share |
69.7%
+2.8% YoY+1.2% QoQ
|
+9.1% |
60.6%
-3.1% YoY
|
76.8%
-1.3% YoY
|
67.4%
-1.7% YoY
|
64% |
| AMR |
$47,726
+4.8% YoY+1.8% QoQ
|
+$33K |
$14,783
-1.4% YoY
|
$29,074
+3.3% YoY
|
$19,687
+2.0% YoY
|
Top 0.5% in tier |
| CD Concentration |
15.3%
+10.4% YoY+12.4% QoQ
|
-9.1% | 24.4% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)