BlastPoint's Credit Union Scorecard
SPOKANE FIREFIGHTERS
Charter #68205 · WA
SPOKANE FIREFIGHTERS has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 0.5% in tier
- + Loan-to-Member Ratio (LMR): Top 0.6% in tier
- + Total Assets: Top 5.1% in tier
- + Total Deposits: Top 5.5% in tier
- + Total Loans: Top 5.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.63% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +7.5% year over year ($73.2M in shares and deposits).
- Membership: 2,563 members, +2.1% vs a year ago.
- Delinquency rate 0.15%.
- Return on assets 0.86%.
- Efficiency ratio 79.64% vs a 88.77% peer average.
- Loan-to-share ratio 66.73% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,563
+2.1% YoY+0.4% QoQ
|
-22 |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
62% |
| Assets |
$86.4M
+7.3% YoY-0.1% QoQ
|
+$56.1M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
Top 5.1% in tier |
| Loans |
$48.9M
+6.8% YoY-0.1% QoQ
|
+$33.4M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
Top 5.7% in tier |
| Deposits |
$73.2M
+7.5% YoY-0.6% QoQ
|
+$47.4M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
Top 5.5% in tier |
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| ROA |
0.9%
+34.5% YoY+297.8% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
53% |
| NIM |
3.2%
+5.3% YoY+2.6% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
79.6%
+1.2% YoY-11.3% QoQ
|
-9.1% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
48% |
| Delinquency Rate |
0.2%
+131.5% YoY+4.3% QoQ
|
-1.4 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
23% |
| Loan To Share |
66.7%
-0.7% YoY+0.6% QoQ
|
+7.8% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
62% |
| AMR |
$47,642
+5.0% YoY-0.8% QoQ
|
+$33K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
Top 0.5% in tier |
| CD Concentration |
14.6%
+12.6% YoY-8.1% QoQ
|
-10.0% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)