BlastPoint's Credit Union Scorecard
SPOKANE FIREFIGHTERS
Charter #68205 · WA
SPOKANE FIREFIGHTERS demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.06% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 0.5% in tier
- + Loan-to-Member Ratio (LMR): Top 0.6% in tier
- + Total Loans: Top 6.2% in tier
- + Total Assets: Top 6.5% in tier
- + Total Deposits: Top 6.8% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,519
+1.4% YoY+0.4% QoQ
|
-106 |
2,625
-2.2% YoY
|
65,720
+2.5% YoY
|
33,089
+6.1% YoY
|
60% |
| Assets |
$82.6M
+0.2% YoY+2.5% QoQ
|
+$52.7M |
$29.9M
+1.1% YoY
|
$1.2B
+3.7% YoY
|
$547.7M
+7.8% YoY
|
Top 6.5% in tier |
| Loans |
$48.2M
+4.7% YoY+5.3% QoQ
|
+$32.4M |
$15.8M
-2.4% YoY
|
$909.1M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
Top 6.2% in tier |
| Deposits |
$69.9M
+2.4% YoY+2.7% QoQ
|
+$44.5M |
$25.5M
+0.4% YoY
|
$1.0B
+6.5% YoY
|
$464.6M
+9.3% YoY
|
Top 6.8% in tier |
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| ROA |
0.7%
+217.8% YoY+15.5% QoQ
|
+0.1% |
0.7%
-731.4% YoY
|
0.6%
+9.9% YoY
|
0.7%
+273.4% YoY
|
49% |
| NIM |
3.1%
+28.7% YoY+2.2% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.7%
+4.7% YoY
|
3.7%
+5.0% YoY
|
20% |
| Efficiency Ratio |
77.3%
-6.7% YoY-1.8% QoQ
|
-4.1% |
81.4%
-2.4% YoY
|
76.4%
-1.1% YoY
|
79.1%
-3.3% YoY
|
48% |
| Delinquency Rate |
0.2%
-51.3% YoY+135.0% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
0.9%
-2.6% YoY
|
1.2%
-0.9% YoY
|
24% |
| Loan To Share |
68.9%
+2.3% YoY+2.6% QoQ
|
+7.7% |
61.2%
-3.0% YoY
|
76.9%
-2.2% YoY
|
68.0%
-1.7% YoY
|
61% |
| AMR |
$46,904
+1.9% YoY+3.4% QoQ
|
+$32K |
$14,627
-2.7% YoY
|
$28,761
+2.7% YoY
|
$19,418
+1.3% YoY
|
Top 0.5% in tier |
| CD Concentration |
13.6%
-29.8% YoY+5.5% QoQ
|
-10.8% |
24.4%
+4.2% YoY
|
22.3%
+2.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
17.1%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)