BlastPoint's Credit Union Scorecard
CONNECTION
Charter #68254 · WA
CONNECTION has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.57% above tier average
- + Net Charge-Off Rate: Top 6.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.07% below tier average
- - Efficiency ratio 8.41% above tier (higher cost structure)
- - Indirect Auto Concentration (%): Bottom 8.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +1.9% year over year ($34.9M in shares and deposits).
- Membership: 3,321 members, -1.9% vs a year ago.
- Delinquency rate 0.93%.
- Return on assets 0.42%.
- Efficiency ratio 97.17% vs a 88.77% peer average.
- Loan-to-share ratio 60.84% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,321
-1.9% YoY+0.5% QoQ
|
+735 |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
72% |
| Assets |
$40.4M
+2.0% YoY+2.1% QoQ
|
+$10.1M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
69% |
| Loans |
$21.2M
-16.5% YoY-7.6% QoQ
|
+$5.8M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
73% |
| Deposits |
$34.9M
+1.9% YoY+2.4% QoQ
|
+$9.1M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
70% |
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| ROA |
0.4%
+116.4% YoY-28.8% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
26% |
| NIM |
4.5%
-3.9% YoY+0.6% QoQ
|
+0.6% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
75% |
| Efficiency Ratio |
97.2%
+5.9% YoY+0.5% QoQ
|
+8.4% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
84% |
| Delinquency Rate |
0.9%
-50.9% YoY-50.0% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
60.8%
-18.1% YoY-9.7% QoQ
|
+2.0% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
53% |
| AMR |
$16,912
-4.1% YoY-2.1% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
65% |
| CD Concentration |
14.6%
-16.2% YoY+1.1% QoQ
|
-10.0% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % |
11.1%
-16.8% YoY-3.9% QoQ
|
-2.5% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)