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BlastPoint's Credit Union Scorecard

PROGRESSIONS

Charter #68255 · WA

<100M
2508 CUs in <100M nationally 33 in WA

PROGRESSIONS has 6 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.33% above tier average
  • + Total Loans: Top 0.4% in tier
  • + Total Deposits: Top 1.0% in tier
  • + Total Assets: Top 2.4% in tier
  • + Loan-to-Member Ratio (LMR): Top 4.7% in tier
  • + Average Member Relationship (AMR): Top 6.3% in tier

Key Concerns

Areas that may need attention

  • - Indirect Auto Concentration (%): Bottom 0.9% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WA) National Avg Tier Percentile
Members 5,689
+0.6% YoY+0.4% QoQ
+3.0K 2,676
+1.6% YoY
67,148
+4.0% YoY
33,913
+5.7% YoY
Top 10.2% in tier
Assets $93.5M
+0.6% YoY+1.2% QoQ
+$63.3M $30.2M
+1.3% YoY
$1.3B
+6.8% YoY
$578.3M
+9.0% YoY
Top 2.4% in tier
Loans $67.4M
+4.2% YoY-1.1% QoQ
+$52.1M $15.3M
-2.0% YoY
$931.6M
+6.7% YoY
$402.4M
+8.7% YoY
Top 0.4% in tier
Deposits $83.8M
+0.7% YoY+1.1% QoQ
+$58.0M $25.8M
+0.7% YoY
$1.1B
+7.7% YoY
$494.3M
+9.1% YoY
Top 1.1% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.5%
+39.7% QoQ
+0.3% 0.1%
-77.6% YoY
0.5%
+1.1% YoY
0.4%
-39.2% YoY
44%
NIM 3.3%
+6.3% YoY+0.3% QoQ
-0.7% 4.0%
+4.0% YoY
3.7%
+3.5% YoY
3.8%
+4.1% YoY
27%
Efficiency Ratio 86.6%
-8.6% YoY-1.2% QoQ
-4.0% 90.6%
+6.5% YoY
78.0%
-0.9% YoY
84.6%
+2.8% YoY
62%
Delinquency Rate 0.1%
+5.9% QoQ
-1.4 1.5%
+3.8% YoY
0.9%
+10.5% YoY
1.2%
+3.4% YoY
22%
Loan To Share 80.5%
+3.5% YoY-2.2% QoQ
+22.0% 58.5%
-3.0% YoY
74.8%
-1.7% YoY
65.6%
-1.4% YoY
82%
AMR $26,571
+1.6% YoY-0.3% QoQ
+$12K $14,884
-1.7% YoY
$29,247
+2.9% YoY
$19,920
+1.6% YoY
Top 6.3% in tier
CD Concentration 30.0%
+5.3% YoY-1.9% QoQ
+5.7% 24.3% 22.5% 19.8% 50%
Indirect Auto % 57.8%
+5.3% YoY-0.9% QoQ
+44.0% 13.8% 16.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (10 metrics)

10
Total Loans
balance_sheet
Value: $67.40M
Peer Median: $9.48M
#10 of 2508 Top 0.4% in <100M tier
27
Total Deposits
balance_sheet
Value: $83.76M
Peer Median: $18.77M
#27 of 2508 Top 1.0% in <100M tier
61
Total Assets
balance_sheet
Value: $93.52M
Peer Median: $21.86M
#61 of 2508 Top 2.4% in <100M tier
118
Loan-to-Member Ratio (LMR)
engagement
Value: $11,848
Peer Median: $4,923
#118 of 2508 Top 4.7% in <100M tier
158
Average Member Relationship (AMR)
engagement
Value: $26,571
Peer Median: $13,926
#158 of 2508 Top 6.3% in <100M tier
255
Total Members
engagement
Value: 5,689
Peer Median: 1,918
#255 of 2508 Top 10.1% in <100M tier
443
Loan-to-Share Ratio
balance_sheet
Value: 80.48%
Peer Median: 58.72%
#443 of 2508 Top 17.6% in <100M tier
457
Fee Income Per Member
profitability
Value: $126.94
Peer Median: $60.42
#457 of 2508 Top 18.2% in <100M tier
560
Total Delinquency Rate (60+ days)
risk
Value: 0.10%
Peer Median: 0.65%
#560 of 2508 Top 22.3% in <100M tier
576
Loan Growth Rate
growth
Value: 4.21%
Peer Median: -2.36%
#576 of 2508 Top 22.9% in <100M tier

Top Weaknesses (3 metrics)

2486
Indirect Auto Concentration (%)
balance_sheet
Value: 57.83%
Peer Median: 0.00%
#2486 of 2508 Bottom 0.9% in <100M tier
2071
Share Certificate Concentration (%)
balance_sheet
Value: 30.00%
Peer Median: 12.45%
#2071 of 2508 Bottom 17.5% in <100M tier
2036
Net Worth Ratio
risk
Value: 10.21%
Peer Median: 14.28%
#2036 of 2508 Bottom 18.9% in <100M tier
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