BlastPoint's Credit Union Scorecard
BLUE MOUNTAIN
Charter #68280 · WA
BLUE MOUNTAIN faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.31% below tier average
- - First Mortgage Concentration (%): Bottom 3.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +0.5% year over year ($48.8M in shares and deposits).
- Membership: 4,431 members, -1.7% vs a year ago.
- Delinquency rate 1.31%.
- Return on assets 0.18%.
- Efficiency ratio 76.89% vs a 88.77% peer average.
- Loan-to-share ratio 77.56% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,431
-1.7% YoY-0.5% QoQ
|
+1.8K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
82% |
| Assets |
$56.1M
+0.5% YoY+0.5% QoQ
|
+$25.8M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
81% |
| Loans |
$37.8M
-6.6% YoY-3.4% QoQ
|
+$22.4M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
Top 11.7% in tier |
| Deposits |
$48.8M
+0.5% YoY+0.7% QoQ
|
+$23.0M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
81% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-74.9% YoY-76.2% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 11.6% in tier |
| NIM |
3.9%
-4.2% YoY+0.7% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
53% |
| Efficiency Ratio |
76.9%
+8.7% YoY+2.6% QoQ
|
-11.9% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
41% |
| Delinquency Rate |
1.3%
-11.6% YoY+10.5% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
68% |
| Loan To Share |
77.6%
-7.1% YoY-4.1% QoQ
|
+18.7% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
78% |
| AMR |
$19,537
-1.0% YoY-0.6% QoQ
|
+$5K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
76% |
| CD Concentration |
34.7%
-8.1% YoY-3.9% QoQ
|
+10.1% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)