BlastPoint's Credit Union Scorecard
OLYMPIA
Charter #68331 · WA
OLYMPIA has 7 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.47% above tier average
- + Loan-to-Member Ratio (LMR): Top 4.7% in tier
- + Loan Growth Rate: Top 6.2% in tier
- + Average Member Relationship (AMR): Top 7.1% in tier
- + Total Loans: Top 7.3% in tier
- + AMR Growth Rate: Top 8.3% in tier
- + Fee Income Per Member: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.13% below tier average
- - Indirect Auto Concentration (%): Bottom 1.5% in tier
- - Net Worth Ratio: Bottom 4.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +5.0% year over year ($51.9M in shares and deposits).
- Membership: 3,692 members, -1.9% vs a year ago.
- Delinquency rate 0.39%.
- Return on assets 0.36%.
- Efficiency ratio 82.32% vs a 88.77% peer average.
- Loan-to-share ratio 86.87% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,692
-1.9% YoY-0.4% QoQ
|
+1.1K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
76% |
| Assets |
$56.3M
+4.6% YoY-1.6% QoQ
|
+$26.1M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
81% |
| Loans |
$45.1M
+13.6% YoY+7.8% QoQ
|
+$29.6M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
Top 7.4% in tier |
| Deposits |
$51.9M
+5.0% YoY-1.4% QoQ
|
+$26.1M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
83% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-229.9% YoY+35.7% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
22% |
| NIM |
4.4%
-1.2% YoY+5.9% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
72% |
| Efficiency Ratio |
82.3%
-3.9% YoY-3.2% QoQ
|
-6.4% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
54% |
| Delinquency Rate |
0.4%
-51.8% YoY-15.3% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
36% |
| Loan To Share |
86.9%
+8.1% YoY+9.3% QoQ
|
+28.0% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
Top 12.1% in tier |
| AMR |
$26,263
+10.9% YoY+3.1% QoQ
|
+$11K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
Top 7.1% in tier |
| CD Concentration |
20.3%
+3.8% YoY-3.5% QoQ
|
-4.3% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % |
49.9%
+26.6% YoY+40.2% QoQ
|
+36.2% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)