BlastPoint's Credit Union Scorecard
OLYMPIA
Charter #68331 · WA
OLYMPIA has 8 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.12% above tier average
- + Net Interest Margin 0.12% above tier average
- + Loan-to-Member Ratio (LMR): Top 5.4% in tier
- + Asset Growth Rate: Top 7.7% in tier
- + Average Member Relationship (AMR): Top 7.8% in tier
- + Deposit Growth Rate: Top 8.1% in tier
- + Total Loans: Top 8.3% in tier
- + Fee Income Per Member: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.3% YoY
- - Indirect Auto Concentration (%): Bottom 3.0% in tier
- - Net Worth Ratio: Bottom 4.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,708
-2.3% YoY-0.1% QoQ
|
+1.0K |
2,676
+1.6% YoY
|
67,148
+4.0% YoY
|
33,913
+5.7% YoY
|
76% |
| Assets |
$57.2M
+9.8% YoY+3.6% QoQ
|
+$27.0M |
$30.2M
+1.3% YoY
|
$1.3B
+6.8% YoY
|
$578.3M
+9.0% YoY
|
81% |
| Loans |
$41.8M
+0.8% YoY+12.6% QoQ
|
+$26.5M |
$15.3M
-2.0% YoY
|
$931.6M
+6.7% YoY
|
$402.4M
+8.7% YoY
|
Top 8.3% in tier |
| Deposits |
$52.6M
+10.1% YoY+3.9% QoQ
|
+$26.8M |
$25.8M
+0.7% YoY
|
$1.1B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
83% |
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| ROA |
0.3%
-124.9% YoY+43.0% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.5%
+1.1% YoY
|
0.4%
-39.2% YoY
|
34% |
| NIM |
4.1%
-5.6% YoY-5.3% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.7%
+3.5% YoY
|
3.8%
+4.1% YoY
|
63% |
| Efficiency Ratio |
85.0%
-4.1% YoY+1.2% QoQ
|
-5.6% |
90.6%
+6.5% YoY
|
78.0%
-0.9% YoY
|
84.6%
+2.8% YoY
|
58% |
| Delinquency Rate |
0.5%
-41.9% YoY-21.9% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
0.9%
+10.5% YoY
|
1.2%
+3.4% YoY
|
42% |
| Loan To Share |
79.5%
-8.5% YoY+8.4% QoQ
|
+21.0% |
58.5%
-3.0% YoY
|
74.8%
-1.7% YoY
|
65.6%
-1.4% YoY
|
81% |
| AMR |
$25,467
+8.3% YoY+7.7% QoQ
|
+$11K |
$14,884
-1.7% YoY
|
$29,247
+2.9% YoY
|
$19,920
+1.6% YoY
|
Top 7.8% in tier |
| CD Concentration |
21.0%
+14.0% YoY+2.3% QoQ
|
-3.2% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % |
35.6%
-8.7% YoY-11.4% QoQ
|
+21.7% | 13.8% | 16.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)