BlastPoint's Credit Union Scorecard
TRAVERSE CATHOLIC
Charter #6844 · MI
TRAVERSE CATHOLIC has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.35% above tier average
- + Total Deposits: Top 1.4% in tier
- + Total Assets: Top 2.9% in tier
- + Total Loans: Top 3.7% in tier
- + Total Members: Top 6.2% in tier
- + Loan Growth Rate: Top 6.4% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.4% YoY
- - Indirect Auto Concentration (%): Bottom 4.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,697
-2.4% YoY-0.3% QoQ
|
+4.0K |
2,676
+1.6% YoY
|
36,022
+6.3% YoY
|
33,913
+5.7% YoY
|
Top 6.2% in tier |
| Assets |
$92.6M
+4.5% YoY+1.7% QoQ
|
+$62.4M |
$30.2M
+1.3% YoY
|
$705.1M
+14.1% YoY
|
$578.3M
+9.0% YoY
|
Top 3.0% in tier |
| Loans |
$52.9M
+13.8% YoY+1.5% QoQ
|
+$37.6M |
$15.3M
-2.0% YoY
|
$480.6M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
Top 3.7% in tier |
| Deposits |
$83.1M
+2.1% YoY+1.1% QoQ
|
+$57.3M |
$25.8M
+0.7% YoY
|
$601.5M
+14.1% YoY
|
$494.3M
+9.1% YoY
|
Top 1.4% in tier |
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| ROA |
1.5%
+87.1% YoY+32.3% QoQ
|
+1.4% |
0.1%
-77.6% YoY
|
0.9%
+85.7% YoY
|
0.4%
-39.2% YoY
|
85% |
| NIM |
3.8%
+15.9% YoY+6.3% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.7%
+3.8% YoY
|
3.8%
+4.1% YoY
|
50% |
| Efficiency Ratio |
66.3%
-7.4% YoY-6.3% QoQ
|
-24.3% |
90.6%
+6.5% YoY
|
75.8%
-7.1% YoY
|
84.6%
+2.8% YoY
|
20% |
| Delinquency Rate |
0.1%
-78.2% YoY-50.9% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.7%
-7.8% YoY
|
1.2%
+3.4% YoY
|
24% |
| Loan To Share |
63.6%
+11.5% YoY+0.3% QoQ
|
+5.1% |
58.5%
-3.0% YoY
|
65.1%
-0.0% YoY
|
65.6%
-1.4% YoY
|
58% |
| AMR |
$20,301
+9.0% YoY+1.5% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$22,971
+5.9% YoY
|
$19,920
+1.6% YoY
|
79% |
| CD Concentration |
11.0%
+11.1% YoY+3.7% QoQ
|
-13.2% | 24.3% | 18.6% | 19.8% | 50% |
| Indirect Auto % |
24.3%
+8.0% YoY+11.8% QoQ
|
+10.5% | 13.8% | 11.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)