BlastPoint's Credit Union Scorecard
MEMBERS
Charter #68487 · CT
MEMBERS demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Net Interest Margin 1.07% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 5.2% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,032
+2.1% YoY+0.7% QoQ
|
+1.4K |
2,615
-1.9% YoY
|
14,275
+6.6% YoY
|
33,374
+5.7% YoY
|
79% |
| Assets |
$43.4M
+0.7% YoY+2.0% QoQ
|
+$13.3M |
$30.1M
+2.1% YoY
|
$241.1M
+14.1% YoY
|
$561.6M
+9.7% YoY
|
72% |
| Loans |
$36.9M
-3.4% YoY+0.2% QoQ
|
+$21.1M |
$15.8M
-1.3% YoY
|
$136.5M
+14.4% YoY
|
$397.0M
+8.8% YoY
|
Top 12.8% in tier |
| Deposits |
$37.8M
-0.5% YoY+1.7% QoQ
|
+$12.1M |
$25.7M
+1.4% YoY
|
$211.2M
+13.7% YoY
|
$477.3M
+9.7% YoY
|
73% |
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| ROA |
0.8%
-26.8% YoY-5.1% QoQ
|
+0.2% |
0.6%
+10.8% YoY
|
0.6%
+43.4% YoY
|
0.7%
+15.9% YoY
|
56% |
| NIM |
5.0%
-1.2% YoY+3.1% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.6%
+1.8% YoY
|
3.8%
+5.1% YoY
|
Top 13.8% in tier |
| Efficiency Ratio |
81.7%
+7.0% YoY+2.2% QoQ
|
-0.9% |
82.6%
-2.3% YoY
|
81.1%
-1.3% YoY
|
79.7%
-3.3% YoY
|
55% |
| Delinquency Rate |
0.9%
-4.3% YoY-16.6% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.5%
+7.3% YoY
|
1.3%
-2.1% YoY
|
58% |
| Loan To Share |
97.6%
-3.0% YoY-1.5% QoQ
|
+37.0% |
60.6%
-3.1% YoY
|
54.6%
-1.8% YoY
|
67.4%
-1.7% YoY
|
Top 5.3% in tier |
| AMR |
$18,516
-4.0% YoY+0.2% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$17,243
+6.0% YoY
|
$19,687
+2.0% YoY
|
73% |
| CD Concentration |
10.3%
+4.5% YoY-2.8% QoQ
|
-14.2% | 24.4% | 14.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)