BlastPoint's Credit Union Scorecard
EVERGREENDIRECT
Charter #68546 · WA
EVERGREENDIRECT has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 2.9% in tier
- + Total Deposits: Top 6.3% in tier
- + Total Assets: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.5% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,778
-2.5% YoY-0.6% QoQ
|
+2.1K |
2,676
+1.6% YoY
|
67,148
+4.0% YoY
|
33,913
+5.7% YoY
|
Top 14.9% in tier |
| Assets |
$77.6M
-3.4% YoY+1.4% QoQ
|
+$47.4M |
$30.2M
+1.3% YoY
|
$1.3B
+6.8% YoY
|
$578.3M
+9.0% YoY
|
Top 8.7% in tier |
| Loans |
$37.1M
-5.9% YoY-3.3% QoQ
|
+$21.9M |
$15.3M
-2.0% YoY
|
$931.6M
+6.7% YoY
|
$402.4M
+8.7% YoY
|
Top 12.0% in tier |
| Deposits |
$70.6M
-5.5% YoY+1.3% QoQ
|
+$44.8M |
$25.8M
+0.7% YoY
|
$1.1B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
Top 6.3% in tier |
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| ROA |
0.1%
-25.0% YoY-65.8% QoQ
|
+0.0% |
0.1%
-77.6% YoY
|
0.5%
+1.1% YoY
|
0.4%
-39.2% YoY
|
26% |
| NIM |
4.0%
+4.0% YoY+0.5% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
+3.5% YoY
|
3.8%
+4.1% YoY
|
56% |
| Efficiency Ratio |
90.3%
+1.3% YoY+1.8% QoQ
|
-0.3% |
90.6%
+6.5% YoY
|
78.0%
-0.9% YoY
|
84.6%
+2.8% YoY
|
70% |
| Delinquency Rate |
0.3%
-63.0% YoY-63.6% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.9%
+10.5% YoY
|
1.2%
+3.4% YoY
|
36% |
| Loan To Share |
52.6%
-0.4% YoY-4.6% QoQ
|
-5.9% |
58.5%
-3.0% YoY
|
74.8%
-1.7% YoY
|
65.6%
-1.4% YoY
|
41% |
| AMR |
$22,541
-3.2% YoY+0.2% QoQ
|
+$8K |
$14,884
-1.7% YoY
|
$29,247
+2.9% YoY
|
$19,920
+1.6% YoY
|
Top 13.7% in tier |
| CD Concentration |
17.5%
-20.3% YoY-4.9% QoQ
|
-6.8% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)