BlastPoint's Credit Union Scorecard
MEMBERS SOURCE
Charter #68562 · IN
MEMBERS SOURCE has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.67% above tier average
- + Total Assets: Top 2.4% in tier
- + Total Deposits: Top 2.6% in tier
- + Total Loans: Top 5.5% in tier
- + Total Members: Top 8.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.0% YoY
- - First Mortgage Concentration (%): Bottom 6.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,006
-2.0% YoY-0.3% QoQ
|
+3.3K |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
Top 8.6% in tier |
| Assets |
$93.5M
-0.3% YoY+1.9% QoQ
|
+$63.3M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
Top 2.5% in tier |
| Loans |
$48.6M
-0.3% YoY-2.7% QoQ
|
+$33.3M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
Top 5.5% in tier |
| Deposits |
$80.4M
-1.5% YoY+2.1% QoQ
|
+$54.6M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
Top 2.6% in tier |
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| ROA |
0.8%
-302.5% YoY+55.0% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
60% |
| NIM |
3.6%
+24.3% YoY+6.3% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
42% |
| Efficiency Ratio |
82.1%
-17.4% YoY+0.2% QoQ
|
-8.5% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
51% |
| Delinquency Rate |
1.5%
+180.8% YoY-45.6% QoQ
|
+0.0 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
74% |
| Loan To Share |
60.5%
+1.2% YoY-4.8% QoQ
|
+2.0% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
53% |
| AMR |
$21,481
+1.0% YoY+0.5% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
83% |
| CD Concentration |
16.8%
-5.7% YoY+1.9% QoQ
|
-7.5% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)