BlastPoint's Credit Union Scorecard
REVITY
Charter #68623 · IL
REVITY has 5 strengths but faces 2 concerns
How does the industry compare?
What's your peer group doing?
How does IL stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Wallet Share Momentum: Top 19.4% in tier
- + ROA 0.29% above tier average
- + Net Interest Margin 0.26% above tier average
- + Asset Growth Rate: Top 5.4% in tier
- + Loan Growth Rate: Top 7.2% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 6.4% in tier
- - Total Deposits: Bottom 3.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
36,740
+0.2% YoY+0.8% QoQ
|
-1.3K |
38,079
-4.8% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
49% |
| Assets |
$529.3M
+11.9% YoY+10.0% QoQ
|
$-90.4M |
$619.7M
-0.2% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
16% |
| Loans |
$308.6M
+14.6% YoY+1.3% QoQ
|
$-110.7M |
$419.3M
-1.4% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
Bottom 11.4% in tier |
| Deposits |
$425.7M
+2.7% YoY+2.9% QoQ
|
$-113.8M |
$539.5M
-0.1% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
Bottom 3.0% in tier |
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| ROA |
1.0%
+287.2% YoY+36.2% QoQ
|
+0.3% |
0.7%
+36.0% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
73% |
| NIM |
3.7%
+32.2% YoY+18.8% QoQ
|
+0.3% |
3.5%
+4.5% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
75% |
| Efficiency Ratio |
76.0%
-18.8% YoY-5.5% QoQ
|
-2.4% |
78.4%
-3.7% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
37% |
| Delinquency Rate |
0.3%
-35.2% YoY+23.5% QoQ
|
-0.4 |
0.7%
-0.9% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
17% |
| Loan To Share |
72.5%
+11.5% YoY-1.5% QoQ
|
-5.2% |
77.7%
-1.2% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
31% |
| AMR |
$19,987
+7.2% YoY+1.5% QoQ
|
$-7K |
$26,927
+3.1% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
Bottom 13.8% in tier |
| CD Concentration |
19.7%
-4.8% YoY-6.1% QoQ
|
-4.6% | 24.3% | 14.0% | 19.8% | 35% |
| Indirect Auto % |
30.9%
-0.1% YoY+5.7% QoQ
|
+17.1% | 13.8% | 7.2% | 7.7% | 84% |
Signature Analysis
Strengths (1)
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (1)
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)