BlastPoint's Credit Union Scorecard
ORLANDO
Charter #68706 · FL
ORLANDO has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Wallet Share Momentum: Top 50.0% in tier
- + Organic Growth Engine: Top 50.0% in tier
- + Organic Growth Leader: Top 50.0% in tier
- + Total Members: Top 8.7% in tier
- + Total Loans: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.57% below tier average
- - Efficiency ratio 2.79% above tier (higher cost structure)
- - Net Charge-Off Rate: Bottom 9.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 35 that size in Florida.
- Shares and deposits +5.7% year over year ($336M in shares and deposits).
- Membership: 27,418 members, +0.6% vs a year ago.
- Delinquency rate 0.53%.
- Return on assets 0.29%.
- Efficiency ratio 79.53% vs a 76.73% peer average.
- Loan-to-share ratio 83.64% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
27,418
+0.6% YoY-0.1% QoQ
|
+12.2K |
15,168
-2.6% YoY
|
74,629
+8.2% YoY
|
34,678
+6.6% YoY
|
Top 8.8% in tier |
| Assets |
$379.2M
+5.5% YoY+4.1% QoQ
|
+$147.2M |
$232.0M
+0.7% YoY
|
$1.2B
+11.8% YoY
|
$593.1M
+10.2% YoY
|
Top 13.7% in tier |
| Loans |
$280.6M
+12.9% YoY+5.2% QoQ
|
+$134.4M |
$146.3M
+0.2% YoY
|
$865.0M
+13.2% YoY
|
$418.6M
+10.1% YoY
|
Top 8.9% in tier |
| Deposits |
$335.5M
+5.7% YoY+4.5% QoQ
|
+$134.8M |
$200.7M
+0.2% YoY
|
$1.0B
+12.3% YoY
|
$504.8M
+10.3% YoY
|
Top 12.9% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.3%
+3.6% YoY+0.6% QoQ
|
-0.6% |
0.9%
+12.5% YoY
|
0.7%
+7.2% YoY
|
1.2%
+121.4% YoY
|
Bottom 13.9% in tier |
| NIM |
3.7%
+1.4% YoY+0.5% QoQ
|
+0.0% |
3.7%
+4.5% YoY
|
3.6%
+3.4% YoY
|
3.8%
+2.3% YoY
|
52% |
| Efficiency Ratio |
79.5%
-6.6% YoY-1.6% QoQ
|
+2.8% |
76.7%
-0.8% YoY
|
79.7%
+3.1% YoY
|
83.0%
-5.3% YoY
|
56% |
| Delinquency Rate |
0.5%
-56.8% YoY-32.2% QoQ
|
-0.4 |
0.9%
+6.6% YoY
|
0.7%
+5.6% YoY
|
1.3%
+2.6% YoY
|
39% |
| Loan To Share |
83.6%
+6.7% YoY+0.7% QoQ
|
+12.1% |
71.5%
-0.3% YoY
|
70.8%
+0.7% YoY
|
66.4%
-1.4% YoY
|
72% |
| AMR |
$22,473
+8.3% YoY+4.9% QoQ
|
$-3K |
$25,107
+3.2% YoY
|
$23,115
+4.1% YoY
|
$20,028
-0.9% YoY
|
47% |
| CD Concentration |
31.0%
+26.1% YoY+13.6% QoQ
|
+6.5% | 24.6% | 24.7% | 20.0% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY
|
-13.6% | 13.6% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (3)
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)