BlastPoint's Credit Union Scorecard

TEAMSTERS COUNCIL #37

Charter #68742 · OR

2556 CUs in <100M nationally 17 in OR

TEAMSTERS COUNCIL #37 has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.31% above tier average
  • + Members Per Employee (MPE): Top 9.5% in tier
  • + Total Assets: Top 9.7% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 0.28% above tier average
  • - Member decline: -5.4% YoY
  • - Indirect Auto Concentration (%): Bottom 4.5% in tier

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (OR) National Avg Tier Percentile
Members 5,054
-5.4% YoY-5.6% QoQ
+2.4K 2,615
-1.9% YoY
49,474
+8.2% YoY
33,374
+5.7% YoY
Top 13.3% in tier
Assets $75.3M
+3.6% YoY-0.3% QoQ
+$45.2M $30.1M
+2.1% YoY
$800.8M
+6.1% YoY
$561.6M
+9.7% YoY
Top 9.7% in tier
Loans $24.2M
+2.0% YoY-2.9% QoQ
+$8.4M $15.8M
-1.3% YoY
$554.3M
+9.3% YoY
$397.0M
+8.8% YoY
76%
Deposits $63.7M
+3.1% YoY-0.7% QoQ
+$38.0M $25.7M
+1.4% YoY
$686.9M
+6.2% YoY
$477.3M
+9.7% YoY
Top 10.2% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.9%
-7.8% YoY-0.0% QoQ
+0.3% 0.6%
+10.8% YoY
0.6%
+1.0% YoY
0.7%
+15.9% YoY
63%
NIM 3.1%
-3.0% YoY-0.3% QoQ
-0.8% 4.0%
+4.0% YoY
3.9%
+7.3% YoY
3.8%
+5.1% YoY
23%
Efficiency Ratio 67.5%
-0.5% YoY+1.8% QoQ
-15.0% 82.6%
-2.3% YoY
79.6%
-0.7% YoY
79.7%
-3.3% YoY
23%
Delinquency Rate 1.8%
+101.2% YoY-3.3% QoQ
+0.3 1.6%
-3.1% YoY
1.1%
+23.3% YoY
1.3%
-2.1% YoY
76%
Loan To Share 38.0%
-1.0% YoY-2.2% QoQ
-22.6% 60.6%
-3.1% YoY
76.3%
+0.6% YoY
67.4%
-1.7% YoY
17%
AMR $17,379
+8.7% YoY+4.6% QoQ
+$3K $14,783
-1.4% YoY
$24,960
+0.4% YoY
$19,687
+2.0% YoY
68%
CD Concentration 24.9%
+23.3% YoY+2.7% QoQ
+0.5% 24.4% 16.6% 19.8% 50%
Indirect Auto % 26.6%
+9.6% YoY-3.9% QoQ
+12.8% 13.8% 13.7% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (7 metrics)

245
Members Per Employee (MPE)
engagement
Value: 561.556
Peer Median: -
#245 of 2556 Top 9.5% in <100M tier
249
Total Assets
balance_sheet
Value: $75.30M
Peer Median: -
#249 of 2556 Top 9.7% in <100M tier
260
Total Deposits
balance_sheet
Value: $63.66M
Peer Median: -
#260 of 2556 Top 10.1% in <100M tier
316
AMR Growth Rate
growth
Value: 8.66%
Peer Median: -
#316 of 2556 Top 12.3% in <100M tier
341
Total Members
engagement
Value: 5,054
Peer Median: -
#341 of 2556 Top 13.3% in <100M tier
578
Efficiency Ratio
profitability
Value: 67.55%
Peer Median: -
#578 of 2556 Top 22.6% in <100M tier
615
Total Loans
balance_sheet
Value: $24.18M
Peer Median: -
#615 of 2556 Top 24.0% in <100M tier

Top Weaknesses (5 metrics)

2443
Indirect Auto Concentration (%)
balance_sheet
Value: 26.63%
Peer Median: -
#2443 of 2556 Bottom 4.5% in <100M tier
2172
Member Growth Rate
growth
Value: -5.43%
Peer Median: -
#2172 of 2556 Bottom 15.1% in <100M tier
2111
Loan-to-Share Ratio
balance_sheet
Value: 37.98%
Peer Median: -
#2111 of 2556 Bottom 17.4% in <100M tier
1976
Net Interest Margin (NIM)
profitability
Value: 3.14%
Peer Median: -
#1976 of 2556 Bottom 22.7% in <100M tier
1949
Total Delinquency Rate (60+ days)
risk
Value: 1.84%
Peer Median: -
#1949 of 2556 Bottom 23.8% in <100M tier
Link copied to clipboard!