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BlastPoint's Credit Union Scorecard

TEAMSTERS COUNCIL #37

Charter #68742 · OR

<100M
2437 CUs in <100M nationally 18 in OR

TEAMSTERS COUNCIL #37 has 2 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 6.2% in tier
  • + Total Assets: Top 9.6% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.61% below tier average
  • - Delinquency rate 0.98% above tier average
  • - Member decline: -4.1% YoY
  • - Indirect Auto Concentration (%): Bottom 4.6% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 18 that size in Oregon.
  • Shares and deposits +1.1% year over year ($64.1M in shares and deposits).
  • Membership: 5,112 members, -4.1% vs a year ago.
  • Delinquency rate 2.53%.
  • Return on assets 0.88%.
  • Efficiency ratio 70.20% vs a 88.77% peer average.
  • Loan-to-share ratio 35.26% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (OR) National Avg Tier Percentile
Members 5,112
-4.1% YoY+1.3% QoQ
+2.5K 2,585
-1.7% YoY
51,821
+9.3% YoY
34,678
+6.6% YoY
Top 12.6% in tier
Assets $76.1M
+1.9% YoY+1.5% QoQ
+$45.8M $30.3M
+1.5% YoY
$850.7M
+8.9% YoY
$593.1M
+10.2% YoY
Top 9.6% in tier
Loans $22.6M
-6.6% YoY-2.4% QoQ
+$7.1M $15.5M
-1.7% YoY
$590.7M
+10.5% YoY
$418.6M
+10.1% YoY
75%
Deposits $64.1M
+1.1% YoY+1.5% QoQ
+$38.3M $25.8M
+1.1% YoY
$725.1M
+8.5% YoY
$504.8M
+10.3% YoY
Top 10.1% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.9%
-6.5% YoY-1.1% QoQ
-0.6% 1.5%
+241.5% YoY
0.8%
+19.1% YoY
1.2%
+121.4% YoY
54%
NIM 3.1%
-0.6% YoY-2.2% QoQ
-0.8% 3.9%
+0.9% YoY
4.0%
+5.3% YoY
3.8%
+2.3% YoY
20%
Efficiency Ratio 70.2%
+6.7% YoY-2.1% QoQ
-18.6% 88.8%
-6.9% YoY
78.0%
+0.7% YoY
83.0%
-5.3% YoY
27%
Delinquency Rate 2.5%
+335.3% YoY+20.0% QoQ
+1.0 1.5%
+2.1% YoY
1.1%
+29.8% YoY
1.3%
+2.6% YoY
84%
Loan To Share 35.3%
-7.6% YoY-3.9% QoQ
-23.6% 58.9%
-3.1% YoY
76.6%
+0.5% YoY
66.4%
-1.4% YoY
16%
AMR $16,954
+3.2% YoY-0.8% QoQ
+$2K $14,963
-6.8% YoY
$25,405
+1.6% YoY
$20,028
-0.9% YoY
65%
CD Concentration 28.9%
+28.3% YoY+9.7% QoQ
+4.4% 24.6% 16.7% 20.0% 50%
Indirect Auto % 24.7%
+1.2% YoY-3.8% QoQ
+11.1% 13.6% 13.6% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

152
Members Per Employee (MPE)
engagement
Value: 639.000
Peer Median: 328.333
#152 of 2437 Top 6.2% in <100M tier
234
Total Assets
balance_sheet
Value: $76.06M
Peer Median: $21.91M
#234 of 2437 Top 9.6% in <100M tier
246
Total Deposits
balance_sheet
Value: $64.08M
Peer Median: $18.69M
#246 of 2437 Top 10.1% in <100M tier
308
Total Members
engagement
Value: 5,112
Peer Median: 1,902
#308 of 2437 Top 12.6% in <100M tier

Top Weaknesses (6 metrics)

2326
Indirect Auto Concentration (%)
balance_sheet
Value: 24.72%
Peer Median: 0.00%
#2326 of 2437 Bottom 4.6% in <100M tier
2046
Total Delinquency Rate (60+ days)
risk
Value: 2.53%
Peer Median: 0.70%
#2046 of 2437 Bottom 16.1% in <100M tier
2042
Loan-to-Share Ratio
balance_sheet
Value: 35.26%
Peer Median: 58.67%
#2042 of 2437 Bottom 16.2% in <100M tier
1957
Net Interest Margin (NIM)
profitability
Value: 3.09%
Peer Median: 3.87%
#1957 of 2437 Bottom 19.7% in <100M tier
1957
Share Certificate Concentration (%)
balance_sheet
Value: 28.93%
Peer Median: 12.77%
#1957 of 2437 Bottom 19.7% in <100M tier
1882
Member Growth Rate
growth
Value: -4.09%
Peer Median: -1.37%
#1882 of 2437 Bottom 22.8% in <100M tier
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