BlastPoint's Credit Union Scorecard
CHRISTIAN FAMILY
Charter #68746 · OH
CHRISTIAN FAMILY has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 42.2% YoY
- + Member Growth Rate: Top 0.9% in tier
- + Asset Growth Rate: Top 1.4% in tier
- + Deposit Growth Rate: Top 1.6% in tier
- + Total Deposits: Top 1.7% in tier
- + Total Assets: Top 2.5% in tier
- + Net Charge-Off Rate: Top 5.7% in tier
- + Fee Income Per Member: Top 7.6% in tier
Key Concerns
Areas that may need attention
- - ROA 1.17% below tier average
- - AMR Growth Rate: Bottom 2.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits +20.1% year over year ($82.4M in shares and deposits).
- Membership: 5,037 members, +42.2% vs a year ago.
- Delinquency rate 0.38%.
- Return on assets 0.33%.
- Efficiency ratio 85.99% vs a 88.77% peer average.
- Loan-to-share ratio 44.56% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,037
+42.2% YoY-0.6% QoQ
|
+2.5K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
Top 13.3% in tier |
| Assets |
$93.2M
+18.5% YoY-2.7% QoQ
|
+$62.9M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
Top 2.5% in tier |
| Loans |
$36.7M
+9.5% YoY-2.0% QoQ
|
+$21.2M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
Top 12.4% in tier |
| Deposits |
$82.4M
+20.1% YoY-2.9% QoQ
|
+$56.6M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
Top 1.7% in tier |
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| ROA |
0.3%
-18.7% YoY-51.6% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
20% |
| NIM |
2.9%
+27.4% YoY+1.0% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
Bottom 13.6% in tier |
| Efficiency Ratio |
86.0%
-2.3% YoY+4.0% QoQ
|
-2.8% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
63% |
| Delinquency Rate |
0.4%
+72.9% YoY+79.0% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
36% |
| Loan To Share |
44.6%
-8.8% YoY+0.9% QoQ
|
-14.3% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$23,640
-18.0% YoY-2.0% QoQ
|
+$9K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
Top 11.4% in tier |
| CD Concentration |
31.3%
-10.1% YoY+3.5% QoQ
|
+6.7% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)