BlastPoint's Credit Union Scorecard
NORTHWESTERN
Charter #6949 · OH
NORTHWESTERN has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.03% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Net Worth Ratio: Bottom 7.8% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,787
+0.9% YoY+1.0% QoQ
|
-838 |
2,625
-2.2% YoY
|
16,553
+5.8% YoY
|
33,089
+6.1% YoY
|
47% |
| Assets |
$16.3M
+4.3% YoY-3.9% QoQ
|
$-13.5M |
$29.9M
+1.1% YoY
|
$245.2M
+8.8% YoY
|
$547.7M
+7.8% YoY
|
43% |
| Loans |
$5.3M
-6.4% YoY+2.3% QoQ
|
$-10.5M |
$15.8M
-2.4% YoY
|
$170.6M
+8.7% YoY
|
$388.7M
+8.6% YoY
|
35% |
| Deposits |
$14.9M
+4.0% YoY-4.5% QoQ
|
$-10.6M |
$25.5M
+0.4% YoY
|
$209.1M
+9.7% YoY
|
$464.6M
+9.3% YoY
|
45% |
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| ROA |
0.7%
+61.9% YoY+7.0% QoQ
|
+0.0% |
0.7%
-731.4% YoY
|
0.5%
-7.3% YoY
|
0.7%
+273.4% YoY
|
47% |
| NIM |
3.0%
+19.2% YoY+5.0% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.7%
+3.3% YoY
|
3.7%
+5.0% YoY
|
19% |
| Efficiency Ratio |
80.1%
-6.0% YoY-0.6% QoQ
|
-1.3% |
81.4%
-2.4% YoY
|
83.9%
+3.6% YoY
|
79.1%
-3.3% YoY
|
55% |
| Delinquency Rate |
0.2%
-55.0% YoY+23.4% QoQ
|
-1.3 |
1.5%
-2.0% YoY
|
1.5%
+29.9% YoY
|
1.2%
-0.9% YoY
|
27% |
| Loan To Share |
35.4%
-10.0% YoY+7.1% QoQ
|
-25.9% |
61.2%
-3.0% YoY
|
63.8%
-2.4% YoY
|
68.0%
-1.7% YoY
|
Bottom 14.4% in tier |
| AMR |
$11,258
+0.2% YoY-3.8% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$17,099
+5.9% YoY
|
$19,418
+1.3% YoY
|
36% |
| CD Concentration |
23.7%
-16.5% YoY-5.2% QoQ
|
-0.7% |
24.4%
+4.2% YoY
|
19.2%
+8.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
11.2%
-0.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)