BlastPoint's Credit Union Scorecard
CONSUMERS COOPERATIVE
Charter #6974 · NE
CONSUMERS COOPERATIVE has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.43% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 4.1% in tier
- + Efficiency Ratio: Top 7.2% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 2.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,426
+3.3% YoY+1.2% QoQ
|
+800 |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
72% |
| Assets |
$48.7M
+8.1% YoY-0.1% QoQ
|
+$18.8M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
77% |
| Loans |
$32.2M
+5.1% YoY+0.9% QoQ
|
+$16.4M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
84% |
| Deposits |
$38.1M
+7.6% YoY-1.0% QoQ
|
+$12.6M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
74% |
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| ROA |
2.1%
+74.9% YoY+32.4% QoQ
|
+1.4% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
Top 7.3% in tier |
| NIM |
3.2%
-11.3% YoY+3.3% QoQ
|
-0.7% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
25% |
| Efficiency Ratio |
52.0%
-3.4% YoY-7.2% QoQ
|
-29.4% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
Bottom 7.2% in tier |
| Delinquency Rate |
1.0%
+434.4% YoY+19.9% QoQ
|
-0.5 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
62% |
| Loan To Share |
84.4%
-2.2% YoY+1.9% QoQ
|
+23.2% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
83% |
| AMR |
$20,507
+3.1% YoY-1.3% QoQ
|
+$6K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
82% |
| CD Concentration |
52.1%
+3.2% YoY-0.5% QoQ
|
+27.7% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)