BlastPoint's Credit Union Scorecard

CONSUMERS COOPERATIVE

Charter #6974 · NE

<100M

2508 CUs in <100M nationally 34 in NE

CONSUMERS COOPERATIVE has 3 strengths but faces 1 concern

National Analysis

How does the industry compare?

NE Analysis

How does NE stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.16% above tier average
+ Fee Income Per Member: Top 7.7% in tier
+ Loan-to-Member Ratio (LMR): Top 9.9% in tier

Key Concerns

Areas that may need attention

- Share Certificate Concentration (%): Bottom 3.0% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Members	3,446 +2.3% YoY+0.8% QoQ	+769	2,676 +1.6% YoY	11,118 +0.3% YoY	33,913 +5.7% YoY	73%
Assets	$52.9M +7.8% YoY+5.3% QoQ	+$22.7M	$30.2M +1.3% YoY	$139.9M +5.0% YoY	$578.3M +9.0% YoY	79%
Loans	$32.6M +6.4% YoY+1.3% QoQ	+$17.3M	$15.3M -2.0% YoY	$100.8M +9.2% YoY	$402.4M +8.7% YoY	Top 14.6% in tier
Deposits	$42.0M +7.6% YoY+6.2% QoQ	+$16.3M	$25.8M +0.7% YoY	$120.0M +4.5% YoY	$494.3M +9.1% YoY	77%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.3% -31.0% YoY-27.0% QoQ	+1.2%	0.1% -77.6% YoY	0.5% +30.6% YoY	0.4% -39.2% YoY	80%
NIM	3.3% +3.4% YoY-0.1% QoQ	-0.8%	4.0% +4.0% YoY	4.1% +5.7% YoY	3.8% +4.1% YoY	27%
Efficiency Ratio	64.2% +15.2% YoY+12.6% QoQ	-26.5%	90.6% +6.5% YoY	81.5% -7.1% YoY	84.6% +2.8% YoY	17%
Delinquency Rate	0.8% -6.7% YoY-10.6% QoQ	-0.7	1.5% +3.8% YoY	1.1% +31.3% YoY	1.2% +3.4% YoY	55%
Loan To Share	77.5% -1.1% YoY-4.6% QoQ	+19.0%	58.5% -3.0% YoY	68.2% -0.4% YoY	65.6% -1.4% YoY	79%
AMR	$21,654 +4.6% YoY+3.2% QoQ	+$7K	$14,884 -1.7% YoY	$17,286 +1.1% YoY	$19,920 +1.6% YoY	83%
CD Concentration	51.9% +2.1% YoY+1.3% QoQ	+27.6%	24.3%	22.1%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	5.5%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (16 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

194

Fee Income Per Member

profitability

Value: $173.61

Peer Median: $60.42

#194 of 2508 Top 7.7% in <100M tier

250

Loan-to-Member Ratio (LMR)

engagement

Value: $9,453

Peer Median: $4,923

#250 of 2508 Top 9.9% in <100M tier

308

Asset Growth Rate

growth

Value: 7.76%

Peer Median: 1.30%

#308 of 2508 Top 12.2% in <100M tier

343

Deposit Growth Rate

growth

Value: 7.59%

Peer Median: 0.66%

#343 of 2508 Top 13.6% in <100M tier

367

Total Loans

balance_sheet

Value: $32.57M

Peer Median: $9.48M

#367 of 2508 Top 14.6% in <100M tier

369

Member Growth Rate

growth

Value: 2.35%

Peer Median: -1.37%

#369 of 2508 Top 14.7% in <100M tier

381

Members Per Employee (MPE)

engagement

Value: 492.286

Peer Median: 333.750

#381 of 2508 Top 15.2% in <100M tier

412

Loan Growth Rate

growth

Value: 6.39%

Peer Median: -2.36%

#412 of 2508 Top 16.4% in <100M tier

418

Average Member Relationship (AMR)

engagement

Value: $21,654

Peer Median: $13,926

#418 of 2508 Top 16.6% in <100M tier

Top Weaknesses (1 metrics)

2433

Share Certificate Concentration (%)

balance_sheet

Value: 51.90%

Peer Median: 12.45%

#2433 of 2508 Bottom 3.0% in <100M tier