BlastPoint's Credit Union Scorecard
CONSUMERS COOPERATIVE
Charter #6974 · NE
CONSUMERS COOPERATIVE has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.17% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 4.3% in tier
- + Efficiency Ratio: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 3.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,420
+2.3% YoY-0.2% QoQ
|
+804 |
2,615
-1.9% YoY
|
11,118
+2.3% YoY
|
33,374
+5.7% YoY
|
73% |
| Assets |
$50.3M
+8.9% YoY+3.3% QoQ
|
+$20.1M |
$30.1M
+2.1% YoY
|
$137.3M
+7.4% YoY
|
$561.6M
+9.7% YoY
|
77% |
| Loans |
$32.2M
+3.4% YoY-0.0% QoQ
|
+$16.4M |
$15.8M
-1.3% YoY
|
$99.6M
+9.6% YoY
|
$397.0M
+8.8% YoY
|
84% |
| Deposits |
$39.6M
+9.0% YoY+3.9% QoQ
|
+$13.9M |
$25.7M
+1.4% YoY
|
$116.6M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
75% |
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| ROA |
1.8%
+41.8% YoY-15.2% QoQ
|
+1.2% |
0.6%
+10.8% YoY
|
0.6%
+50.8% YoY
|
0.7%
+15.9% YoY
|
Top 10.0% in tier |
| NIM |
3.3%
-1.4% YoY+0.5% QoQ
|
-0.7% |
4.0%
+4.0% YoY
|
4.0%
+10.2% YoY
|
3.8%
+5.1% YoY
|
26% |
| Efficiency Ratio |
57.0%
+0.0% YoY+9.7% QoQ
|
-25.6% |
82.6%
-2.3% YoY
|
81.4%
-6.7% YoY
|
79.7%
-3.3% YoY
|
Bottom 8.7% in tier |
| Delinquency Rate |
0.9%
+106.0% YoY-18.4% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.1%
-6.1% YoY
|
1.3%
-2.1% YoY
|
55% |
| Loan To Share |
81.2%
-5.1% YoY-3.8% QoQ
|
+20.6% |
60.6%
-3.1% YoY
|
70.8%
+0.1% YoY
|
67.4%
-1.7% YoY
|
80% |
| AMR |
$20,975
+4.0% YoY+2.3% QoQ
|
+$6K |
$14,783
-1.4% YoY
|
$17,066
+1.6% YoY
|
$19,687
+2.0% YoY
|
82% |
| CD Concentration |
51.2%
+1.4% YoY-1.8% QoQ
|
+26.8% | 24.4% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)