BlastPoint's Credit Union Scorecard
EASTERN INDIANA
Charter #7066 · IN
EASTERN INDIANA demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.21% above tier average
- + Net Interest Margin 0.47% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
- Shares and deposits +2.6% year over year ($38.2M in shares and deposits).
- Membership: 5,302 members, -0.0% vs a year ago.
- Delinquency rate 1.05%.
- Return on assets 1.70%.
- Efficiency ratio 66.20% vs a 88.77% peer average.
- Loan-to-share ratio 53.59% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,302
-0.0% YoY-0.0% QoQ
|
+2.7K |
2,585
-1.7% YoY
|
23,392
+5.7% YoY
|
34,678
+6.6% YoY
|
Top 11.8% in tier |
| Assets |
$44.4M
+4.1% YoY-1.8% QoQ
|
+$14.1M |
$30.3M
+1.5% YoY
|
$404.4M
+8.2% YoY
|
$593.1M
+10.2% YoY
|
72% |
| Loans |
$20.5M
-4.7% YoY-4.2% QoQ
|
+$5.0M |
$15.5M
-1.7% YoY
|
$288.6M
+8.1% YoY
|
$418.6M
+10.1% YoY
|
71% |
| Deposits |
$38.2M
+2.6% YoY-2.6% QoQ
|
+$12.4M |
$25.8M
+1.1% YoY
|
$337.5M
+7.0% YoY
|
$504.8M
+10.3% YoY
|
73% |
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| ROA |
1.7%
+0.3% YoY+1.8% QoQ
|
+0.2% |
1.5%
+241.5% YoY
|
1.6%
+105.9% YoY
|
1.2%
+121.4% YoY
|
85% |
| NIM |
4.4%
-2.3% YoY+2.0% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.9%
+3.1% YoY
|
3.8%
+2.3% YoY
|
72% |
| Efficiency Ratio |
66.2%
-0.9% YoY+0.7% QoQ
|
-22.6% |
88.8%
-6.9% YoY
|
105.3%
+31.6% YoY
|
83.0%
-5.3% YoY
|
19% |
| Delinquency Rate |
1.0%
+148.0% YoY-2.9% QoQ
|
-0.5 |
1.5%
+2.1% YoY
|
1.6%
+32.0% YoY
|
1.3%
+2.6% YoY
|
62% |
| Loan To Share |
53.6%
-7.1% YoY-1.6% QoQ
|
-5.3% |
58.9%
-3.1% YoY
|
68.6%
+0.4% YoY
|
66.4%
-1.4% YoY
|
43% |
| AMR |
$11,069
-0.1% YoY-3.1% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$18,349
+1.6% YoY
|
$20,028
-0.9% YoY
|
33% |
| CD Concentration |
8.9%
+25.9% YoY+10.8% QoQ
|
-15.6% | 24.6% | 19.4% | 20.0% | 50% |
| Indirect Auto % |
6.1%
-13.8% YoY-4.2% QoQ
|
-7.5% | 13.6% | 11.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)