BlastPoint's Credit Union Scorecard
FT RANDALL
Charter #7067 · SD
FT RANDALL demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.59% above tier average
- + Net Interest Margin 1.04% above tier average
- + Member Growth Rate: Top 7.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,418
+4.5% YoY+1.1% QoQ
|
+741 |
2,676
+1.6% YoY
|
10,664
+2.0% YoY
|
33,913
+5.7% YoY
|
73% |
| Assets |
$44.9M
+4.3% YoY+0.4% QoQ
|
+$14.7M |
$30.2M
+1.3% YoY
|
$187.1M
+4.6% YoY
|
$578.3M
+9.0% YoY
|
73% |
| Loans |
$26.6M
+7.7% YoY+0.3% QoQ
|
+$11.3M |
$15.3M
-2.0% YoY
|
$124.5M
+2.5% YoY
|
$402.4M
+8.7% YoY
|
79% |
| Deposits |
$37.2M
+4.3% YoY+0.1% QoQ
|
+$11.4M |
$25.8M
+0.7% YoY
|
$165.7M
+4.9% YoY
|
$494.3M
+9.1% YoY
|
72% |
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| ROA |
1.7%
-50.5% YoY-75.1% QoQ
|
+1.6% |
0.1%
-77.6% YoY
|
0.9%
-399.1% YoY
|
0.4%
-39.2% YoY
|
Top 10.3% in tier |
| NIM |
5.1%
+3.2% YoY+3.6% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
4.0%
+2.7% YoY
|
3.8%
+4.1% YoY
|
Top 11.0% in tier |
| Efficiency Ratio |
71.9%
+5.2% YoY+68.1% QoQ
|
-18.7% |
90.6%
+6.5% YoY
|
79.0%
-5.2% YoY
|
84.6%
+2.8% YoY
|
29% |
| Delinquency Rate |
1.0%
+63.6% YoY+2.1% QoQ
|
-0.5 |
1.5%
+3.8% YoY
|
0.9%
+21.4% YoY
|
1.2%
+3.4% YoY
|
63% |
| Loan To Share |
71.5%
+3.3% YoY+0.2% QoQ
|
+13.0% |
58.5%
-3.0% YoY
|
70.0%
-0.5% YoY
|
65.6%
-1.4% YoY
|
70% |
| AMR |
$18,681
+1.1% YoY-0.9% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$21,889
+2.4% YoY
|
$19,920
+1.6% YoY
|
72% |
| CD Concentration |
22.2%
-7.4% YoY-12.1% QoQ
|
-2.1% | 24.3% | 28.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)