BlastPoint's Credit Union Scorecard
CINCINNATI INTERAGENCY
Charter #7088 · OH
CINCINNATI INTERAGENCY has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.67% above tier average
- + Net Interest Margin 0.90% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.7% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,015
-2.7% YoY-1.0% QoQ
|
-661 |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
52% |
| Assets |
$31.0M
-4.6% YoY-0.3% QoQ
|
+$846K |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
60% |
| Loans |
$12.7M
-6.9% YoY-4.2% QoQ
|
$-2.6M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
58% |
| Deposits |
$25.3M
-7.7% YoY-1.0% QoQ
|
$-487K |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
59% |
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| ROA |
1.8%
-20.3% YoY-6.5% QoQ
|
+1.7% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Top 8.8% in tier |
| NIM |
4.9%
-1.4% YoY-5.6% QoQ
|
+0.9% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
Top 13.0% in tier |
| Efficiency Ratio |
67.5%
+13.9% YoY+9.1% QoQ
|
-23.1% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
22% |
| Delinquency Rate |
0.8%
+290.6% YoY+3.4% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
58% |
| Loan To Share |
50.3%
+0.9% YoY-3.2% QoQ
|
-8.2% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
37% |
| AMR |
$18,866
-4.9% YoY-1.1% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
73% |
| CD Concentration |
3.3%
-10.9% YoY+1.2% QoQ
|
-21.0% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)