BlastPoint's Credit Union Scorecard
SUMMIT
Charter #7182 · OH
SUMMIT has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.69% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.2% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,628
-2.2% YoY-0.5% QoQ
|
+2.0K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
84% |
| Assets |
$59.7M
+2.2% YoY-0.3% QoQ
|
+$29.5M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
83% |
| Loans |
$31.2M
-2.9% YoY-0.3% QoQ
|
+$15.9M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
84% |
| Deposits |
$50.3M
+1.4% YoY-0.5% QoQ
|
+$24.6M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
82% |
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| ROA |
0.8%
-25.2% YoY-17.8% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
62% |
| NIM |
3.6%
-3.9% YoY-2.1% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
80.5%
+8.8% YoY+5.0% QoQ
|
-10.1% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
47% |
| Delinquency Rate |
0.4%
-5.5% YoY-8.4% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
40% |
| Loan To Share |
62.0%
-4.3% YoY+0.2% QoQ
|
+3.5% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
55% |
| AMR |
$17,622
+1.9% YoY+0.0% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
68% |
| CD Concentration |
16.2%
-10.0% YoY-17.8% QoQ
|
-8.1% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)