BlastPoint's Credit Union Scorecard

HEMINGFORD COMMUNITY

Charter #7210 · NE

<100M
2508 CUs in <100M nationally 34 in NE

HEMINGFORD COMMUNITY demonstrates 1 strength

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.39% above tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 992
-1.3% YoY0% QoQ
-1.7K 2,676
+1.6% YoY
11,118
+0.3% YoY
33,913
+5.7% YoY
28%
Assets $10.0M
+4.3% YoY+10.4% QoQ
$-20.2M $30.2M
+1.3% YoY
$139.9M
+5.0% YoY
$578.3M
+9.0% YoY
31%
Loans $6.3M
+9.0% YoY-0.3% QoQ
$-9.0M $15.3M
-2.0% YoY
$100.8M
+9.2% YoY
$402.4M
+8.7% YoY
40%
Deposits $9.0M
+4.5% YoY+11.7% QoQ
$-16.8M $25.8M
+0.7% YoY
$120.0M
+4.5% YoY
$494.3M
+9.1% YoY
33%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.5%
+4.7% YoY+68.6% QoQ
+0.4% 0.1%
-77.6% YoY
0.5%
+30.6% YoY
0.4%
-39.2% YoY
46%
NIM 4.0%
+10.3% YoY+3.3% QoQ
+0.0% 4.0%
+4.0% YoY
4.1%
+5.7% YoY
3.8%
+4.1% YoY
59%
Efficiency Ratio 84.1%
-2.7% YoY-7.5% QoQ
-6.6% 90.6%
+6.5% YoY
81.5%
-7.1% YoY
84.6%
+2.8% YoY
56%
Delinquency Rate 0.5%
+37.1% YoY-5.2% QoQ
-1.0 1.5%
+3.8% YoY
1.1%
+31.3% YoY
1.2%
+3.4% YoY
43%
Loan To Share 70.1%
+4.3% YoY-10.8% QoQ
+11.6% 58.5%
-3.0% YoY
68.2%
-0.4% YoY
65.6%
-1.4% YoY
68%
AMR $15,378
+7.7% YoY+6.5% QoQ
+$493 $14,884
-1.7% YoY
$17,286
+1.1% YoY
$19,920
+1.6% YoY
58%
CD Concentration 10.9%
-1.9% YoY+5.2% QoQ
-13.4% 24.3% 22.1% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
290
Loan Growth Rate
growth
Value: 9.05%
Peer Median: -2.36%
#290 of 2508 Top 11.5% in <100M tier
370
AMR Growth Rate
growth
Value: 7.73%
Peer Median: 1.27%
#370 of 2508 Top 14.7% in <100M tier
486
Net Charge-Off Rate
risk
Value: -0.00%
Peer Median: 0.07%
#486 of 2508 Top 19.3% in <100M tier

Top Weaknesses (1 metrics)

2073
Net Worth Ratio
risk
Value: 10.00%
Peer Median: 14.28%
#2073 of 2508 Bottom 17.4% in <100M tier
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