BlastPoint's Credit Union Scorecard
CHEYENNE-LARAMIE COUNTY EMPLOYEES
Charter #7307 · WY
CHEYENNE-LARAMIE COUNTY EMPLOYEES has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + AMR Growth Rate: Top 8.4% in tier
- + Loan Growth Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -4.7% YoY
- - Loan-to-Share Ratio: Bottom 4.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 7 that size in Wyoming.
- Shares and deposits +4.9% year over year ($26.8M in shares and deposits).
- Membership: 1,854 members, -4.7% vs a year ago.
- Delinquency rate 1.44%.
- Return on assets 1.66%.
- Efficiency ratio 63.05% vs a 88.77% peer average.
- Loan-to-share ratio 18.36% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,854
-4.7% YoY-1.1% QoQ
|
-731 |
2,585
-1.7% YoY
|
22,105
+2.3% YoY
|
34,678
+6.6% YoY
|
49% |
| Assets |
$31.9M
+5.8% YoY-0.2% QoQ
|
+$1.7M |
$30.3M
+1.5% YoY
|
$345.9M
+6.0% YoY
|
$593.1M
+10.2% YoY
|
61% |
| Loans |
$4.9M
+10.2% YoY+2.3% QoQ
|
$-10.5M |
$15.5M
-1.7% YoY
|
$256.8M
+5.3% YoY
|
$418.6M
+10.1% YoY
|
34% |
| Deposits |
$26.8M
+4.9% YoY-0.9% QoQ
|
+$1.0M |
$25.8M
+1.1% YoY
|
$290.0M
+5.4% YoY
|
$504.8M
+10.3% YoY
|
61% |
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| ROA |
1.7%
+19.5% YoY+2.8% QoQ
|
+0.2% |
1.5%
+241.5% YoY
|
1.4%
+23.8% YoY
|
1.2%
+121.4% YoY
|
84% |
| NIM |
3.8%
+3.9% YoY+3.6% QoQ
|
-0.1% |
3.9%
+0.9% YoY
|
3.9%
-1.1% YoY
|
3.8%
+2.3% YoY
|
46% |
| Efficiency Ratio |
63.1%
-7.1% YoY-0.6% QoQ
|
-25.7% |
88.8%
-6.9% YoY
|
70.6%
+1.3% YoY
|
83.0%
-5.3% YoY
|
15% |
| Delinquency Rate |
1.4%
+47.3% YoY+102.3% QoQ
|
-0.1 |
1.5%
+2.1% YoY
|
2.3%
+31.5% YoY
|
1.3%
+2.6% YoY
|
70% |
| Loan To Share |
18.4%
+5.0% YoY+3.2% QoQ
|
-40.5% |
58.9%
-3.1% YoY
|
76.6%
-2.2% YoY
|
66.4%
-1.4% YoY
|
Bottom 4.5% in tier |
| AMR |
$17,132
+10.9% YoY+0.7% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$23,513
+4.1% YoY
|
$20,028
-0.9% YoY
|
65% |
| CD Concentration |
6.7%
+12.1% YoY+1.9% QoQ
|
-17.9% | 24.6% | 26.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 19.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)