BlastPoint's Credit Union Scorecard
CHEYENNE-LARAMIE COUNTY EMPLOYEES
Charter #7307 · WY
CHEYENNE-LARAMIE COUNTY EMPLOYEES has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.75% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.6% YoY
- - Loan-to-Share Ratio: Bottom 3.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,886
-5.6% YoY-1.9% QoQ
|
-729 |
2,615
-1.9% YoY
|
21,806
+1.7% YoY
|
33,374
+5.7% YoY
|
49% |
| Assets |
$31.6M
+7.3% YoY+0.7% QoQ
|
+$1.4M |
$30.1M
+2.1% YoY
|
$331.9M
+4.5% YoY
|
$561.6M
+9.7% YoY
|
61% |
| Loans |
$4.8M
+3.0% YoY+2.4% QoQ
|
$-10.9M |
$15.8M
-1.3% YoY
|
$248.7M
+3.3% YoY
|
$397.0M
+8.8% YoY
|
33% |
| Deposits |
$26.8M
+6.9% YoY+0.6% QoQ
|
+$1.1M |
$25.7M
+1.4% YoY
|
$284.9M
+3.7% YoY
|
$477.3M
+9.7% YoY
|
61% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.4%
-34.9% YoY-2.8% QoQ
|
+0.8% |
0.6%
+10.8% YoY
|
1.1%
+10.8% YoY
|
0.7%
+15.9% YoY
|
80% |
| NIM |
3.6%
-14.4% YoY-1.4% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.9%
+0.6% YoY
|
3.8%
+5.1% YoY
|
40% |
| Efficiency Ratio |
67.8%
+20.4% YoY-0.2% QoQ
|
-14.7% |
82.6%
-2.3% YoY
|
70.1%
-0.5% YoY
|
79.7%
-3.3% YoY
|
23% |
| Delinquency Rate |
0.8%
-27.4% YoY+10.8% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.7%
+3.5% YoY
|
1.3%
-2.1% YoY
|
54% |
| Loan To Share |
18.0%
-3.6% YoY+1.8% QoQ
|
-42.6% |
60.6%
-3.1% YoY
|
78.9%
-1.3% YoY
|
67.4%
-1.7% YoY
|
Bottom 3.8% in tier |
| AMR |
$16,745
+12.6% YoY+2.8% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$23,219
+4.0% YoY
|
$19,687
+2.0% YoY
|
65% |
| CD Concentration |
6.1%
+0.6% YoY-3.8% QoQ
|
-18.3% | 24.4% | 26.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 19.3% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)