BlastPoint's Credit Union Scorecard
CHEYENNE-LARAMIE COUNTY EMPLOYEES
Charter #7307 · WY
CHEYENNE-LARAMIE COUNTY EMPLOYEES has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.73% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -4.2% YoY
- - Loan-to-Share Ratio: Bottom 3.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,922
-4.2% YoY-1.2% QoQ
|
-703 |
2,625
-2.2% YoY
|
21,805
+7.5% YoY
|
33,089
+6.1% YoY
|
50% |
| Assets |
$31.3M
+5.3% YoY+3.8% QoQ
|
+$1.5M |
$29.9M
+1.1% YoY
|
$326.6M
+9.9% YoY
|
$547.7M
+7.8% YoY
|
61% |
| Loans |
$4.7M
-1.1% YoY+5.4% QoQ
|
$-11.1M |
$15.8M
-2.4% YoY
|
$246.2M
+9.3% YoY
|
$388.7M
+8.6% YoY
|
33% |
| Deposits |
$26.6M
+4.4% YoY+4.0% QoQ
|
+$1.1M |
$25.5M
+0.4% YoY
|
$279.6M
+8.1% YoY
|
$464.6M
+9.3% YoY
|
61% |
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| ROA |
1.4%
-37.2% YoY+1.5% QoQ
|
+0.7% |
0.7%
-731.4% YoY
|
1.2%
+23.5% YoY
|
0.7%
+273.4% YoY
|
78% |
| NIM |
3.7%
-13.3% YoY+1.3% QoQ
|
-0.2% |
3.9%
+3.8% YoY
|
3.9%
+2.2% YoY
|
3.7%
+5.0% YoY
|
42% |
| Efficiency Ratio |
68.0%
+23.6% YoY+0.1% QoQ
|
-13.4% |
81.4%
-2.4% YoY
|
69.2%
-3.0% YoY
|
79.1%
-3.3% YoY
|
27% |
| Delinquency Rate |
0.8%
-47.2% YoY-23.0% QoQ
|
-0.8 |
1.5%
-2.0% YoY
|
2.1%
+78.2% YoY
|
1.2%
-0.9% YoY
|
54% |
| Loan To Share |
17.7%
-5.2% YoY+1.4% QoQ
|
-43.5% |
61.2%
-3.0% YoY
|
79.1%
-2.4% YoY
|
68.0%
-1.7% YoY
|
Bottom 3.7% in tier |
| AMR |
$16,288
+8.0% YoY+5.4% QoQ
|
+$2K |
$14,627
-2.7% YoY
|
$22,916
+4.8% YoY
|
$19,418
+1.3% YoY
|
64% |
| CD Concentration |
6.4%
+8.7% YoY+6.4% QoQ
|
-18.0% |
24.4%
+4.2% YoY
|
26.0%
+2.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
19.6%
+0.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)