BlastPoint's Credit Union Scorecard
MOUNTAIN WEST
Charter #8129 · MT
MOUNTAIN WEST has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.63% above tier average
- + Net Interest Margin 0.05% above tier average
- + Deposit Growth Rate: Top 7.9% in tier
- + Asset Growth Rate: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.68% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,990
+1.9% YoY+1.2% QoQ
|
+313 |
2,676
+1.6% YoY
|
10,888
+4.4% YoY
|
33,913
+5.7% YoY
|
68% |
| Assets |
$24.0M
+8.7% YoY+9.3% QoQ
|
$-6.2M |
$30.2M
+1.3% YoY
|
$199.2M
+7.2% YoY
|
$578.3M
+9.0% YoY
|
53% |
| Loans |
$14.1M
-3.8% YoY-1.5% QoQ
|
$-1.2M |
$15.3M
-2.0% YoY
|
$130.6M
+6.8% YoY
|
$402.4M
+8.7% YoY
|
60% |
| Deposits |
$20.2M
+10.2% YoY+10.6% QoQ
|
$-5.6M |
$25.8M
+0.7% YoY
|
$171.8M
+7.2% YoY
|
$494.3M
+9.1% YoY
|
52% |
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| ROA |
0.8%
-156.9% YoY-203.1% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.8%
+356.3% YoY
|
0.4%
-39.2% YoY
|
59% |
| NIM |
4.1%
-5.5% YoY-9.0% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.6%
+0.6% YoY
|
3.8%
+4.1% YoY
|
61% |
| Efficiency Ratio |
84.5%
+13.7% YoY+3.4% QoQ
|
-6.1% |
90.6%
+6.5% YoY
|
77.3%
-4.1% YoY
|
84.6%
+2.8% YoY
|
57% |
| Delinquency Rate |
2.2%
-65.4% YoY-19.6% QoQ
|
+0.7 |
1.5%
+3.8% YoY
|
0.9%
-3.4% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
70.0%
-12.7% YoY-10.9% QoQ
|
+11.5% |
58.5%
-3.0% YoY
|
64.8%
-3.7% YoY
|
65.6%
-1.4% YoY
|
67% |
| AMR |
$11,466
+2.1% YoY+4.1% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$22,075
+3.7% YoY
|
$19,920
+1.6% YoY
|
36% |
| CD Concentration |
25.2%
+43.1% YoY+25.4% QoQ
|
+0.9% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)