BlastPoint's Credit Union Scorecard
SAFEWAY
Charter #8132 · WA
SAFEWAY has 3 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Deposit Growth Rate: Top 5.2% in tier
- + Asset Growth Rate: Top 8.8% in tier
- + Total Assets: Top 9.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.38% below tier average
- - Efficiency ratio 9.91% above tier (higher cost structure)
- - Delinquency rate 0.80% above tier average
- - Member decline: -2.2% YoY
- - Net Interest Margin (NIM): Bottom 5.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +12.6% year over year ($61.4M in shares and deposits).
- Membership: 4,221 members, -2.2% vs a year ago.
- Delinquency rate 2.35%.
- Return on assets 0.11%.
- Efficiency ratio 98.67% vs a 88.77% peer average.
- Loan-to-share ratio 59.03% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,221
-2.2% YoY-2.1% QoQ
|
+1.6K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
81% |
| Assets |
$77.0M
+9.0% YoY+3.3% QoQ
|
+$46.7M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
Top 9.1% in tier |
| Loans |
$36.2M
-11.8% YoY-3.6% QoQ
|
+$20.8M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
Top 12.6% in tier |
| Deposits |
$61.4M
+12.6% YoY+3.8% QoQ
|
+$35.6M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
Top 11.7% in tier |
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| ROA |
0.1%
-67.8% YoY-165.4% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 6.9% in tier |
| NIM |
2.4%
-15.2% YoY-1.0% QoQ
|
-1.5% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
Bottom 5.7% in tier |
| Efficiency Ratio |
98.7%
+19.6% YoY+1.5% QoQ
|
+9.9% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
Bottom 14.6% in tier |
| Delinquency Rate |
2.3%
+42.7% YoY-6.2% QoQ
|
+0.8 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
83% |
| Loan To Share |
59.0%
-21.7% YoY-7.1% QoQ
|
+0.1% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
50% |
| AMR |
$23,130
+4.5% YoY+3.1% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
Top 12.6% in tier |
| CD Concentration |
4.0%
-54.1% YoY-32.8% QoQ
|
-20.6% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)