BlastPoint's Credit Union Scorecard
SAFEWAY
Charter #8132 · WA
SAFEWAY has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.33% below tier average
- - Efficiency ratio 1.19% above tier (higher cost structure)
- - Member decline: -2.0% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,297
-2.0% YoY-0.5% QoQ
|
+1.7K |
2,625
-2.2% YoY
|
65,720
+2.5% YoY
|
33,089
+6.1% YoY
|
81% |
| Assets |
$72.1M
+6.8% YoY+2.0% QoQ
|
+$42.2M |
$29.9M
+1.1% YoY
|
$1.2B
+3.7% YoY
|
$547.7M
+7.8% YoY
|
Top 11.3% in tier |
| Loans |
$40.4M
-4.8% YoY-1.5% QoQ
|
+$24.7M |
$15.8M
-2.4% YoY
|
$909.1M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
Top 10.1% in tier |
| Deposits |
$56.3M
+9.0% YoY+3.3% QoQ
|
+$30.8M |
$25.5M
+0.4% YoY
|
$1.0B
+6.5% YoY
|
$464.6M
+9.3% YoY
|
Top 14.1% in tier |
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| ROA |
0.4%
-48.4% YoY+5.8% QoQ
|
-0.3% |
0.7%
-731.4% YoY
|
0.6%
+9.9% YoY
|
0.7%
+273.4% YoY
|
30% |
| NIM |
2.8%
-2.7% YoY-0.8% QoQ
|
-1.1% |
3.9%
+3.8% YoY
|
3.7%
+4.7% YoY
|
3.7%
+5.0% YoY
|
Bottom 12.7% in tier |
| Efficiency Ratio |
82.6%
+10.6% YoY+0.1% QoQ
|
+1.2% |
81.4%
-2.4% YoY
|
76.4%
-1.1% YoY
|
79.1%
-3.3% YoY
|
61% |
| Delinquency Rate |
1.4%
-36.8% YoY-14.7% QoQ
|
-0.1 |
1.5%
-2.0% YoY
|
0.9%
-2.6% YoY
|
1.2%
-0.9% YoY
|
71% |
| Loan To Share |
71.8%
-12.6% YoY-4.7% QoQ
|
+10.6% |
61.2%
-3.0% YoY
|
76.9%
-2.2% YoY
|
68.0%
-1.7% YoY
|
65% |
| AMR |
$22,515
+4.9% YoY+1.7% QoQ
|
+$8K |
$14,627
-2.7% YoY
|
$28,761
+2.7% YoY
|
$19,418
+1.3% YoY
|
Top 12.8% in tier |
| CD Concentration |
8.1%
+44.2% YoY-5.6% QoQ
|
-16.3% |
24.4%
+4.2% YoY
|
22.3%
+2.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
17.1%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)