BlastPoint's Credit Union Scorecard
HOBART IND SCHOOL EMPLOYEES
Charter #8255 · IN
HOBART IND SCHOOL EMPLOYEES faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Net Interest Margin (NIM): Bottom 1.8% in tier
- - Fee Income Per Member: Bottom 4.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
405
0% YoY+0.5% QoQ
|
-2.3K |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
Bottom 11.2% in tier |
| Assets |
$2.3M
0% YoY+6.1% QoQ
|
$-27.8M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
Bottom 10.6% in tier |
| Loans |
$1.4M
0% YoY+5.7% QoQ
|
$-13.8M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
Bottom 14.4% in tier |
| Deposits |
$2.1M
0% YoY+6.4% QoQ
|
$-23.7M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
Bottom 11.5% in tier |
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| ROA |
0.1%
-2.9% YoY-44.8% QoQ
|
+0.0% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
27% |
| NIM |
1.4%
-2.9% YoY-13.9% QoQ
|
-2.6% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
Bottom 1.7% in tier |
| Efficiency Ratio |
90.0%
0% YoY+6.6% QoQ
|
-0.6% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
69% |
| Delinquency Rate |
1.1%
0% YoY+22.0% QoQ
|
-0.4 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
65% |
| Loan To Share |
69.1%
0% YoY-0.6% QoQ
|
+10.6% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$8,716
0% YoY+5.6% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
22% |
| CD Concentration |
29.3%
0% YoY+8.9% QoQ
|
+5.0% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)