BlastPoint's Credit Union Scorecard
MERIDIAN MUTUAL
Charter #8433 · MS
MERIDIAN MUTUAL shows strong momentum with 9 strengths and 7.1% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.07% above tier average
- + Strong member growth: 7.1% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 2.1% in tier
- + Asset Growth Rate: Top 2.3% in tier
- + Member Growth Rate: Top 4.2% in tier
- + Fee Income Per Member: Top 4.3% in tier
- + Total Members: Top 4.5% in tier
- + Loan Growth Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,452
+7.1% YoY+2.1% QoQ
|
+4.8K |
2,615
-1.9% YoY
|
14,672
+15.4% YoY
|
33,374
+5.7% YoY
|
Top 4.5% in tier |
| Assets |
$69.3M
+18.0% YoY+6.7% QoQ
|
+$39.1M |
$30.1M
+2.1% YoY
|
$175.8M
+23.7% YoY
|
$561.6M
+9.7% YoY
|
Top 12.9% in tier |
| Loans |
$31.6M
+12.2% YoY+3.1% QoQ
|
+$15.8M |
$15.8M
-1.3% YoY
|
$116.9M
+20.6% YoY
|
$397.0M
+8.8% YoY
|
84% |
| Deposits |
$60.9M
+19.2% YoY+7.2% QoQ
|
+$35.2M |
$25.7M
+1.4% YoY
|
$139.2M
+23.5% YoY
|
$477.3M
+9.7% YoY
|
Top 11.9% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-5.8% YoY+2.4% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.8%
+172.9% YoY
|
0.7%
+15.9% YoY
|
50% |
| NIM |
3.0%
-1.4% YoY-3.1% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
4.4%
+3.3% YoY
|
3.8%
+5.1% YoY
|
20% |
| Efficiency Ratio |
81.6%
+1.6% YoY-1.4% QoQ
|
-1.0% |
82.6%
-2.3% YoY
|
79.5%
-8.9% YoY
|
79.7%
-3.3% YoY
|
55% |
| Delinquency Rate |
0.8%
-53.7% YoY-34.6% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
2.7%
-0.7% YoY
|
1.3%
-2.1% YoY
|
54% |
| Loan To Share |
51.9%
-5.9% YoY-3.8% QoQ
|
-8.8% |
60.6%
-3.1% YoY
|
68.0%
-1.8% YoY
|
67.4%
-1.7% YoY
|
36% |
| AMR |
$12,401
+9.0% YoY+3.6% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$12,283
+3.8% YoY
|
$19,687
+2.0% YoY
|
42% |
| CD Concentration |
24.4%
+71.0% YoY+1.4% QoQ
|
-0.0% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.5% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)