BlastPoint's Credit Union Scorecard
MERIDIAN MUTUAL
Charter #8433 · MS
MERIDIAN MUTUAL has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.18% above tier average
- + Strong member growth: 8.3% YoY
- + Asset Growth Rate: Top 2.0% in tier
- + Deposit Growth Rate: Top 2.2% in tier
- + Total Members: Top 3.9% in tier
- + Member Growth Rate: Top 4.3% in tier
- + Loan Growth Rate: Top 4.9% in tier
- + Fee Income Per Member: Top 5.8% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 2.06% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,606
+8.3% YoY+2.1% QoQ
|
+4.9K |
2,676
+1.6% YoY
|
14,925
+15.2% YoY
|
33,913
+5.7% YoY
|
Top 3.9% in tier |
| Assets |
$70.6M
+16.9% YoY+1.9% QoQ
|
+$40.4M |
$30.2M
+1.3% YoY
|
$177.9M
+19.7% YoY
|
$578.3M
+9.0% YoY
|
Top 11.9% in tier |
| Loans |
$32.8M
+16.2% YoY+4.1% QoQ
|
+$17.6M |
$15.3M
-2.0% YoY
|
$116.7M
+17.0% YoY
|
$402.4M
+8.7% YoY
|
Top 14.4% in tier |
| Deposits |
$62.0M
+17.6% YoY+1.8% QoQ
|
+$36.2M |
$25.8M
+0.7% YoY
|
$143.1M
+20.8% YoY
|
$494.3M
+9.1% YoY
|
Top 11.2% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.3%
-320.2% YoY-52.7% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
-8.8%
-1402.3% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
3.0%
-6.6% YoY-0.1% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
4.5%
+3.7% YoY
|
3.8%
+4.1% YoY
|
20% |
| Efficiency Ratio |
92.7%
-0.2% YoY+13.6% QoQ
|
+2.1% |
90.6%
+6.5% YoY
|
182.9%
+107.2% YoY
|
84.6%
+2.8% YoY
|
74% |
| Delinquency Rate |
1.0%
+33.7% YoY+16.5% QoQ
|
-0.5 |
1.5%
+3.8% YoY
|
2.1%
+3.6% YoY
|
1.2%
+3.4% YoY
|
63% |
| Loan To Share |
53.0%
-1.1% YoY+2.2% QoQ
|
-5.5% |
58.5%
-3.0% YoY
|
65.1%
-3.9% YoY
|
65.6%
-1.4% YoY
|
42% |
| AMR |
$12,465
+8.1% YoY+0.5% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$12,313
+3.4% YoY
|
$19,920
+1.6% YoY
|
41% |
| CD Concentration |
27.2%
+80.6% YoY+11.4% QoQ
|
+2.9% | 24.3% | 19.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)