BlastPoint's Credit Union Scorecard
ST. ANTHONY OF PADUA
Charter #8616 · MA
ST. ANTHONY OF PADUA has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.69% above tier average
- + AMR Growth Rate: Top 3.4% in tier
- + Loan Growth Rate: Top 6.6% in tier
- + Average Member Relationship (AMR): Top 7.6% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.49% above tier average
- - Member decline: -8.2% YoY
- - First Mortgage Concentration (%): Bottom 2.2% in tier
- - Share Certificate Concentration (%): Bottom 4.7% in tier
- - Member Growth Rate: Bottom 8.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,649
-8.2% YoY+1.7% QoQ
|
-1.0K |
2,676
+1.6% YoY
|
33,485
+24.8% YoY
|
33,913
+5.7% YoY
|
44% |
| Assets |
$37.8M
+6.4% YoY+3.5% QoQ
|
+$7.6M |
$30.2M
+1.3% YoY
|
$590.7M
+35.2% YoY
|
$578.3M
+9.0% YoY
|
67% |
| Loans |
$12.0M
+13.3% YoY+5.2% QoQ
|
$-3.3M |
$15.3M
-2.0% YoY
|
$447.1M
+33.6% YoY
|
$402.4M
+8.7% YoY
|
56% |
| Deposits |
$30.3M
+6.4% YoY+4.1% QoQ
|
+$4.5M |
$25.8M
+0.7% YoY
|
$496.3M
+36.0% YoY
|
$494.3M
+9.1% YoY
|
65% |
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| ROA |
0.8%
-4.4% YoY-29.5% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.7%
+27.7% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
2.8%
+17.3% YoY+1.8% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.3%
+3.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 12.9% in tier |
| Efficiency Ratio |
67.3%
+3.2% YoY+14.6% QoQ
|
-23.3% |
90.6%
+6.5% YoY
|
80.2%
-4.6% YoY
|
84.6%
+2.8% YoY
|
22% |
| Delinquency Rate |
3.0%
+49.5% YoY+38.5% QoQ
|
+1.5 |
1.5%
+3.8% YoY
|
0.7%
-9.8% YoY
|
1.2%
+3.4% YoY
|
Bottom 11.6% in tier |
| Loan To Share |
39.6%
+6.4% YoY+1.1% QoQ
|
-19.0% |
58.5%
-3.0% YoY
|
71.5%
-1.7% YoY
|
65.6%
-1.4% YoY
|
22% |
| AMR |
$25,651
+18.0% YoY+2.7% QoQ
|
+$11K |
$14,884
-1.7% YoY
|
$25,479
+3.4% YoY
|
$19,920
+1.6% YoY
|
Top 7.7% in tier |
| CD Concentration |
46.9%
+8.2% YoY+2.2% QoQ
|
+22.7% | 24.3% | 25.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)