BlastPoint's Credit Union Scorecard

ADVANTAGEPLUS OF INDIANA

Charter #8925 · IN

<100M
2508 CUs in <100M nationally 80 in IN

ADVANTAGEPLUS OF INDIANA demonstrates 4 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.04% above tier average
  • + Net Interest Margin 0.10% above tier average
  • + Total Members: Top 3.5% in tier
  • + Members Per Employee (MPE): Top 5.5% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Members 7,879
+2.1% YoY+0.6% QoQ
+5.2K 2,676
+1.6% YoY
22,524
+2.8% YoY
33,913
+5.7% YoY
Top 3.5% in tier
Assets $44.5M
+1.9% YoY+5.9% QoQ
+$14.3M $30.2M
+1.3% YoY
$399.0M
+8.5% YoY
$578.3M
+9.0% YoY
73%
Loans $24.8M
+0.0% YoY-0.2% QoQ
+$9.5M $15.3M
-2.0% YoY
$281.9M
+8.4% YoY
$402.4M
+8.7% YoY
77%
Deposits $35.6M
+0.5% YoY+7.1% QoQ
+$9.9M $25.8M
+0.7% YoY
$336.4M
+8.1% YoY
$494.3M
+9.1% YoY
70%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.2%
-62.9% YoY-47.7% QoQ
+1.0% 0.1%
-77.6% YoY
0.6%
-3.4% YoY
0.4%
-39.2% YoY
76%
NIM 4.1%
-10.8% YoY-11.4% QoQ
+0.1% 4.0%
+4.0% YoY
3.7%
-1.2% YoY
3.8%
+4.1% YoY
63%
Efficiency Ratio 60.6%
+15.0% YoY+10.2% QoQ
-30.0% 90.6%
+6.5% YoY
86.7%
+4.4% YoY
84.6%
+2.8% YoY
Top 12.7% in tier
Delinquency Rate 1.5%
-29.7% YoY-23.4% QoQ
+0.0 1.5%
+3.8% YoY
1.1%
+11.5% YoY
1.2%
+3.4% YoY
74%
Loan To Share 69.6%
-0.5% YoY-6.8% QoQ
+11.1% 58.5%
-3.0% YoY
67.3%
+1.1% YoY
65.6%
-1.4% YoY
67%
AMR $7,674
-1.8% YoY+3.4% QoQ
$-7K $14,884
-1.7% YoY
$18,911
+5.2% YoY
$19,920
+1.6% YoY
18%
CD Concentration 22.6%
+15.8% YoY-3.3% QoQ
-1.6% 24.3% 18.9% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 10.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
88
Total Members
engagement
Value: 7,879
Peer Median: 1,918
#88 of 2508 Top 3.5% in <100M tier
139
Members Per Employee (MPE)
engagement
Value: 656.583
Peer Median: 333.750
#139 of 2508 Top 5.5% in <100M tier
320
Efficiency Ratio
profitability
Value: 60.61%
Peer Median: 81.45%
#320 of 2508 Top 12.7% in <100M tier
413
Member Growth Rate
growth
Value: 2.11%
Peer Median: -1.37%
#413 of 2508 Top 16.4% in <100M tier
541
Net Worth Ratio
risk
Value: 20.16%
Peer Median: 14.28%
#541 of 2508 Top 21.5% in <100M tier
568
Total Loans
balance_sheet
Value: $24.81M
Peer Median: $9.48M
#568 of 2508 Top 22.6% in <100M tier
606
Return on Assets (ROA)
profitability
Value: 1.19%
Peer Median: 0.61%
#606 of 2508 Top 24.1% in <100M tier

Top Weaknesses (2 metrics)

2213
Net Charge-Off Rate
risk
Value: 1.18%
Peer Median: 0.07%
#2213 of 2508 Bottom 11.8% in <100M tier
2066
Average Member Relationship (AMR)
engagement
Value: $7,674
Peer Median: $13,926
#2066 of 2508 Bottom 17.7% in <100M tier
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