BlastPoint's Credit Union Scorecard
HOLY FAMILY PARMA
Charter #8944 · OH
HOLY FAMILY PARMA has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Charge-Off Rate: Top 0.8% in tier
Key Concerns
Areas that may need attention
- - ROA 1.23% below tier average
- - Efficiency ratio 1.11% above tier (higher cost structure)
- - Delinquency rate 3.95% above tier average
- - Member decline: -3.6% YoY
- - Loan-to-Share Ratio: Bottom 4.0% in tier
- - Loan Growth Rate: Bottom 4.9% in tier
- - Members Per Employee (MPE): Bottom 5.2% in tier
- - Total Delinquency Rate (60+ days): Bottom 5.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits -2.8% year over year ($13.5M in shares and deposits).
- Membership: 1,033 members, -3.6% vs a year ago.
- Delinquency rate 5.49%.
- Return on assets 0.26%.
- Efficiency ratio 89.87% vs a 88.77% peer average.
- Loan-to-share ratio 17.29% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,033
-3.6% YoY-1.1% QoQ
|
-1.6K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
29% |
| Assets |
$16.8M
-1.8% YoY+0.0% QoQ
|
$-13.5M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
44% |
| Loans |
$2.3M
-23.0% YoY-5.5% QoQ
|
$-13.1M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
20% |
| Deposits |
$13.5M
-2.8% YoY-0.2% QoQ
|
$-12.3M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
43% |
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| ROA |
0.3%
-32.0% YoY+99.5% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
16% |
| NIM |
2.6%
-2.2% YoY+4.9% QoQ
|
-1.3% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
Bottom 7.8% in tier |
| Efficiency Ratio |
89.9%
+15.2% YoY-5.1% QoQ
|
+1.1% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
71% |
| Delinquency Rate |
5.5%
+85.3% YoY+12.6% QoQ
|
+3.9 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 5.8% in tier |
| Loan To Share |
17.3%
-20.7% YoY-5.4% QoQ
|
-41.6% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
Bottom 3.9% in tier |
| AMR |
$15,289
-2.9% YoY+0.1% QoQ
|
+$327 |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
57% |
| CD Concentration |
39.6%
+12.7% YoY-1.9% QoQ
|
+15.0% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)