BlastPoint's Credit Union Scorecard
HOLY FAMILY PARMA
Charter #8944 · OH
HOLY FAMILY PARMA has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.28% below tier average
- - Delinquency rate 1.25% above tier average
- - Member decline: -13.2% YoY
- - Member Growth Rate: Bottom 3.7% in tier
- - Members Per Employee (MPE): Bottom 5.0% in tier
- - Loan-to-Share Ratio: Bottom 5.3% in tier
- - Loan Growth Rate: Bottom 8.0% in tier
- - Share Certificate Concentration (%): Bottom 8.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,052
-13.2% YoY-1.9% QoQ
|
-1.6K |
2,625
-2.2% YoY
|
16,553
+5.8% YoY
|
33,089
+6.1% YoY
|
30% |
| Assets |
$16.5M
-4.9% YoY-3.6% QoQ
|
$-13.4M |
$29.9M
+1.1% YoY
|
$245.2M
+8.8% YoY
|
$547.7M
+7.8% YoY
|
44% |
| Loans |
$2.9M
-17.9% YoY-4.5% QoQ
|
$-12.9M |
$15.8M
-2.4% YoY
|
$170.6M
+8.7% YoY
|
$388.7M
+8.6% YoY
|
23% |
| Deposits |
$13.2M
-5.4% YoY-4.6% QoQ
|
$-12.2M |
$25.5M
+0.4% YoY
|
$209.1M
+9.7% YoY
|
$464.6M
+9.3% YoY
|
42% |
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| ROA |
0.4%
+642.8% YoY+4.4% QoQ
|
-0.3% |
0.7%
-731.4% YoY
|
0.5%
-7.3% YoY
|
0.7%
+273.4% YoY
|
32% |
| NIM |
2.7%
+32.1% YoY+2.9% QoQ
|
-1.2% |
3.9%
+3.8% YoY
|
3.7%
+3.3% YoY
|
3.7%
+5.0% YoY
|
Bottom 10.6% in tier |
| Efficiency Ratio |
77.7%
-17.1% YoY-0.4% QoQ
|
-3.7% |
81.4%
-2.4% YoY
|
83.9%
+3.6% YoY
|
79.1%
-3.3% YoY
|
49% |
| Delinquency Rate |
2.8%
-34.5% YoY-6.9% QoQ
|
+1.3 |
1.5%
-2.0% YoY
|
1.5%
+29.9% YoY
|
1.2%
-0.9% YoY
|
Top 13.4% in tier |
| Loan To Share |
21.9%
-13.2% YoY+0.1% QoQ
|
-39.4% |
61.2%
-3.0% YoY
|
63.8%
-2.4% YoY
|
68.0%
-1.7% YoY
|
Bottom 5.1% in tier |
| AMR |
$15,304
+6.1% YoY-2.8% QoQ
|
+$677 |
$14,627
-2.7% YoY
|
$17,099
+5.9% YoY
|
$19,418
+1.3% YoY
|
59% |
| CD Concentration |
38.4%
+11.9% YoY+9.5% QoQ
|
+14.0% |
24.4%
+4.2% YoY
|
19.2%
+8.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
11.2%
-0.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)