BlastPoint's Credit Union Scorecard
LOWER COLUMBIA LONGSHOREMEN
Charter #9289 · WA
LOWER COLUMBIA LONGSHOREMEN has 6 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 1.2% in tier
- + Total Assets: Top 1.4% in tier
- + Average Member Relationship (AMR): Top 3.5% in tier
- + Loan-to-Member Ratio (LMR): Top 5.3% in tier
- + Total Loans: Top 5.4% in tier
- + Fee Income Per Member: Top 9.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.91% below tier average
- - First Mortgage Concentration (%): Bottom 5.0% in tier
- - Indirect Auto Concentration (%): Bottom 7.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +2.9% year over year ($83.8M in shares and deposits).
- Membership: 4,230 members, -0.2% vs a year ago.
- Delinquency rate 1.32%.
- Return on assets 0.58%.
- Efficiency ratio 85.06% vs a 88.77% peer average.
- Loan-to-share ratio 58.81% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,230
-0.2% YoY+0.1% QoQ
|
+1.6K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
81% |
| Assets |
$95.8M
+3.2% YoY-0.3% QoQ
|
+$65.5M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
Top 1.4% in tier |
| Loans |
$49.3M
-5.9% YoY-2.3% QoQ
|
+$33.8M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
Top 5.4% in tier |
| Deposits |
$83.8M
+2.9% YoY-0.6% QoQ
|
+$58.0M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
Top 1.3% in tier |
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| ROA |
0.6%
-20.2% YoY-8.2% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
36% |
| NIM |
3.5%
+1.2% YoY+1.7% QoQ
|
-0.4% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
34% |
| Efficiency Ratio |
85.1%
+1.0% YoY+2.3% QoQ
|
-3.7% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
61% |
| Delinquency Rate |
1.3%
+266.1% YoY-3.0% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
68% |
| Loan To Share |
58.8%
-8.6% YoY-1.7% QoQ
|
-0.1% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
50% |
| AMR |
$31,467
-0.3% YoY-1.3% QoQ
|
+$17K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
Top 3.5% in tier |
| CD Concentration |
18.8%
+9.7% YoY+8.1% QoQ
|
-5.8% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % |
12.6%
-10.2% YoY-2.5% QoQ
|
-1.0% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)