BlastPoint's Credit Union Scorecard
SOUTH COAST ILWU
Charter #9376 · OR
SOUTH COAST ILWU demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.96% above tier average
- + Net Interest Margin 0.59% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,051
+0.6% YoY-0.3% QoQ
|
-1.6K |
2,625
-2.2% YoY
|
48,799
+9.4% YoY
|
33,089
+6.1% YoY
|
30% |
| Assets |
$18.7M
+5.7% YoY-0.6% QoQ
|
$-11.2M |
$29.9M
+1.1% YoY
|
$801.2M
+7.5% YoY
|
$547.7M
+7.8% YoY
|
47% |
| Loans |
$9.7M
+2.4% YoY+1.3% QoQ
|
$-6.1M |
$15.8M
-2.4% YoY
|
$546.0M
+10.9% YoY
|
$388.7M
+8.6% YoY
|
50% |
| Deposits |
$15.4M
+4.4% YoY-1.3% QoQ
|
$-10.1M |
$25.5M
+0.4% YoY
|
$683.7M
+7.5% YoY
|
$464.6M
+9.3% YoY
|
46% |
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| ROA |
1.6%
+21.6% YoY+3.7% QoQ
|
+1.0% |
0.7%
-731.4% YoY
|
0.7%
+15.2% YoY
|
0.7%
+273.4% YoY
|
83% |
| NIM |
4.5%
-6.3% YoY-0.1% QoQ
|
+0.6% |
3.9%
+3.8% YoY
|
3.9%
+7.2% YoY
|
3.7%
+5.0% YoY
|
74% |
| Efficiency Ratio |
66.7%
-3.1% YoY+0.5% QoQ
|
-14.7% |
81.4%
-2.4% YoY
|
76.2%
-3.6% YoY
|
79.1%
-3.3% YoY
|
24% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
-2.0% YoY
|
0.9%
-6.6% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
63.0%
-1.9% YoY+2.6% QoQ
|
+1.7% |
61.2%
-3.0% YoY
|
76.2%
+0.8% YoY
|
68.0%
-1.7% YoY
|
52% |
| AMR |
$23,849
+3.0% YoY-0.0% QoQ
|
+$9K |
$14,627
-2.7% YoY
|
$25,038
+0.5% YoY
|
$19,418
+1.3% YoY
|
Top 10.1% in tier |
| CD Concentration |
5.2%
-18.5% YoY-4.7% QoQ
|
-19.2% |
24.4%
+4.2% YoY
|
16.6%
+1.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
13.9%
-0.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)