BlastPoint's Credit Union Scorecard

SAVANNAH SCHOOLS

Charter #9408 · GA

<100M

2556 CUs in <100M nationally 42 in GA

SAVANNAH SCHOOLS has 1 strength but faces 1 concern

National Analysis

How does the industry compare?

GA Analysis

How does GA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.41% above tier average

Key Concerns

Areas that may need attention

- Net Charge-Off Rate: Bottom 4.4% in tier

Core Metrics

As of 2025-Q4

Metric	Current	vs Tier	Tier Avg	State Avg (GA)	National Avg	Tier Percentile
Members	4,076 +2.1% YoY+1.2% QoQ	+1.5K	2,615 -1.9% YoY	30,943 +6.6% YoY	33,374 +5.7% YoY	80%
Assets	$44.0M +2.8% YoY-0.3% QoQ	+$13.8M	$30.1M +2.1% YoY	$501.1M +9.5% YoY	$561.6M +9.7% YoY	73%
Loans	$13.4M -4.0% YoY+0.4% QoQ	$-2.4M	$15.8M -1.3% YoY	$341.6M +10.9% YoY	$397.0M +8.8% YoY	58%
Deposits	$38.5M +2.0% YoY-0.7% QoQ	+$12.9M	$25.7M +1.4% YoY	$429.0M +7.8% YoY	$477.3M +9.7% YoY	74%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.0% +632.0% YoY-9.0% QoQ	+0.4%	0.6% +10.8% YoY	0.9% +34.6% YoY	0.7% +15.9% YoY	67%
NIM	3.7% -11.8% YoY-0.7% QoQ	-0.3%	4.0% +4.0% YoY	4.1% +4.4% YoY	3.8% +5.1% YoY	42%
Efficiency Ratio	82.6% +16.7% YoY+1.1% QoQ	+0.0%	82.6% -2.3% YoY	77.1% -0.1% YoY	79.7% -3.3% YoY	58%
Delinquency Rate	1.1% -74.8% YoY+3.8% QoQ	-0.5	1.6% -3.1% YoY	1.2% -6.4% YoY	1.3% -2.1% YoY	62%
Loan To Share	34.7% -5.8% YoY+1.1% QoQ	-25.9%	60.6% -3.1% YoY	72.9% +1.7% YoY	67.4% -1.7% YoY	Bottom 14.3% in tier
AMR	$12,740 -1.7% YoY-1.6% QoQ	$-2K	$14,783 -1.4% YoY	$17,497 +5.6% YoY	$19,687 +2.0% YoY	44%
CD Concentration	2.5% -7.2% YoY+0.6% QoQ	-21.9%	24.4%	20.5%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	4.4%	7.8%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2556 peers in tier

Top Strengths (4 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: -

#1 of 2556 Top 0.1% in <100M tier

389

Member Growth Rate

growth

Value: 2.13%

Peer Median: -

#389 of 2556 Top 15.2% in <100M tier

406

Fee Income Per Member

profitability

Value: $146.08

Peer Median: -

#406 of 2556 Top 15.8% in <100M tier

522

Total Members

engagement

Value: 4,076

Peer Median: -

#522 of 2556 Top 20.4% in <100M tier

Top Weaknesses (2 metrics)

2445

Net Charge-Off Rate

risk

Value: 2.48%

Peer Median: -

#2445 of 2556 Bottom 4.4% in <100M tier

2188

Loan-to-Share Ratio

balance_sheet

Value: 34.71%

Peer Median: -

#2188 of 2556 Bottom 14.4% in <100M tier