BlastPoint's Credit Union Scorecard

BRIDGEPORT POLICE

Charter #9582 · CT

<100M
2508 CUs in <100M nationally 43 in CT

BRIDGEPORT POLICE demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 2.18% above tier average
  • + Net Interest Margin 0.88% above tier average
  • + Net Charge-Off Rate: Top 6.8% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 2,181
+2.1% YoY+0.2% QoQ
-495 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
56%
Assets $29.5M
+3.9% YoY+1.8% QoQ
$-730K $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
59%
Loans $10.5M
+1.6% YoY-0.5% QoQ
$-4.8M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
53%
Deposits $23.9M
+3.6% YoY+1.3% QoQ
$-1.9M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
57%

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Tier 1
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ROA 2.3%
+25.7% YoY+0.7% QoQ
+2.2% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
Top 3.9% in tier
NIM 4.9%
+3.6% YoY-0.4% QoQ
+0.9% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
Top 13.7% in tier
Efficiency Ratio 60.0%
-0.9% YoY+4.2% QoQ
-30.6% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
Top 12.0% in tier
Delinquency Rate 0.7%
-61.7% YoY-27.9% QoQ
-0.8 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
52%
Loan To Share 44.0%
-1.9% YoY-1.8% QoQ
-14.5% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
27%
AMR $15,769
+0.8% YoY+0.5% QoQ
+$885 $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
60%
CD Concentration 2.4%
+21.4% YoY+20.8% QoQ
-21.9% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
99
Return on Assets (ROA)
profitability
Value: 2.32%
Peer Median: 0.61%
#99 of 2508 Top 3.9% in <100M tier
171
Net Charge-Off Rate
risk
Value: -0.18%
Peer Median: 0.07%
#171 of 2508 Top 6.8% in <100M tier
303
Efficiency Ratio
profitability
Value: 60.00%
Peer Median: 81.45%
#303 of 2508 Top 12.0% in <100M tier
344
Net Interest Margin (NIM)
profitability
Value: 4.88%
Peer Median: 3.83%
#344 of 2508 Top 13.7% in <100M tier
414
Member Growth Rate
growth
Value: 2.11%
Peer Median: -1.37%
#414 of 2508 Top 16.5% in <100M tier
489
Fee Income Per Member
profitability
Value: $124.87
Peer Median: $60.42
#489 of 2508 Top 19.5% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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