BlastPoint's Credit Union Scorecard

BRIDGEPORT POLICE

Charter #9582 · CT

2556 CUs in <100M nationally 43 in CT

BRIDGEPORT POLICE demonstrates 5 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.69% above tier average
  • + Net Interest Margin 0.95% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + Efficiency Ratio: Top 8.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 2,176
+1.1% YoY-0.1% QoQ
-439 2,615
-1.9% YoY
14,275
+6.6% YoY
33,374
+5.7% YoY
55%
Assets $28.9M
+8.4% YoY+2.1% QoQ
$-1.2M $30.1M
+2.1% YoY
$241.1M
+14.1% YoY
$561.6M
+9.7% YoY
58%
Loans $10.6M
-1.9% YoY-0.3% QoQ
$-5.2M $15.8M
-1.3% YoY
$136.5M
+14.4% YoY
$397.0M
+8.8% YoY
52%
Deposits $23.6M
+7.6% YoY+2.1% QoQ
$-2.1M $25.7M
+1.4% YoY
$211.2M
+13.7% YoY
$477.3M
+9.7% YoY
57%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 2.3%
+16.1% YoY+7.3% QoQ
+1.7% 0.6%
+10.8% YoY
0.6%
+43.4% YoY
0.7%
+15.9% YoY
Top 3.8% in tier
NIM 4.9%
+3.5% YoY+0.8% QoQ
+1.0% 4.0%
+4.0% YoY
3.6%
+1.8% YoY
3.8%
+5.1% YoY
84%
Efficiency Ratio 57.6%
-1.6% YoY-0.4% QoQ
-25.0% 82.6%
-2.3% YoY
81.1%
-1.3% YoY
79.7%
-3.3% YoY
Bottom 8.9% in tier
Delinquency Rate 1.0%
-2.0% YoY+31.0% QoQ
-0.6 1.6%
-3.1% YoY
1.5%
+7.3% YoY
1.3%
-2.1% YoY
58%
Loan To Share 44.8%
-8.8% YoY-2.3% QoQ
-15.8% 60.6%
-3.1% YoY
54.6%
-1.8% YoY
67.4%
-1.7% YoY
26%
AMR $15,684
+3.3% YoY+1.4% QoQ
+$901 $14,783
-1.4% YoY
$17,243
+6.0% YoY
$19,687
+2.0% YoY
60%
CD Concentration 2.0%
-3.8% YoY-18.4% QoQ
-22.4% 24.4% 14.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.6% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
97
Return on Assets (ROA)
profitability
Value: 2.31%
Peer Median: -
#97 of 2556 Top 3.8% in <100M tier
229
Efficiency Ratio
profitability
Value: 57.61%
Peer Median: -
#229 of 2556 Top 8.9% in <100M tier
310
Asset Growth Rate
growth
Value: 8.43%
Peer Median: -
#310 of 2556 Top 12.1% in <100M tier
387
Deposit Growth Rate
growth
Value: 7.56%
Peer Median: -
#387 of 2556 Top 15.1% in <100M tier
418
Net Interest Margin (NIM)
profitability
Value: 4.90%
Peer Median: -
#418 of 2556 Top 16.3% in <100M tier
461
Fee Income Per Member
profitability
Value: $138.06
Peer Median: -
#461 of 2556 Top 18.0% in <100M tier
568
Member Growth Rate
growth
Value: 1.12%
Peer Median: -
#568 of 2556 Top 22.2% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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