BlastPoint's Credit Union Scorecard
ROCKET CITY
Charter #9662 · AL
ROCKET CITY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.16% above tier average
- + Member Growth Rate: Top 8.9% in tier
- + Total Members: Top 9.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,918
+3.9% YoY+0.7% QoQ
|
+3.2K |
2,676
+1.6% YoY
|
28,055
-6.4% YoY
|
33,913
+5.7% YoY
|
Top 9.1% in tier |
| Assets |
$67.5M
+2.7% YoY+2.8% QoQ
|
+$37.4M |
$30.2M
+1.3% YoY
|
$451.2M
+7.2% YoY
|
$578.3M
+9.0% YoY
|
Top 13.2% in tier |
| Loans |
$30.8M
+5.2% YoY-3.4% QoQ
|
+$15.5M |
$15.3M
-2.0% YoY
|
$260.3M
+6.6% YoY
|
$402.4M
+8.7% YoY
|
84% |
| Deposits |
$55.8M
+1.6% YoY+1.8% QoQ
|
+$30.0M |
$25.8M
+0.7% YoY
|
$395.2M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
Top 14.9% in tier |
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| ROA |
1.3%
-8.1% YoY-0.1% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.6%
-14.6% YoY
|
0.4%
-39.2% YoY
|
80% |
| NIM |
3.9%
-2.9% YoY-8.0% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
+0.6% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
74.9%
+8.9% YoY+6.9% QoQ
|
-15.8% |
90.6%
+6.5% YoY
|
80.4%
-0.1% YoY
|
84.6%
+2.8% YoY
|
34% |
| Delinquency Rate |
0.0%
-90.8% YoY-75.3% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.6%
+17.5% YoY
|
1.2%
+3.4% YoY
|
16% |
| Loan To Share |
55.2%
+3.6% YoY-5.0% QoQ
|
-3.3% |
58.5%
-3.0% YoY
|
59.2%
-1.1% YoY
|
65.6%
-1.4% YoY
|
45% |
| AMR |
$14,627
-1.1% YoY-0.8% QoQ
|
$-257 |
$14,884
-1.7% YoY
|
$17,504
+3.5% YoY
|
$19,920
+1.6% YoY
|
53% |
| CD Concentration |
9.0%
+33.2% YoY-1.3% QoQ
|
-15.2% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)