BlastPoint's Credit Union Scorecard
ANTIOCH
Charter #96660 · OH
ANTIOCH has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Worth Ratio: Top 3.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.97% below tier average
- - Efficiency ratio 73.43% above tier (higher cost structure)
- - Delinquency rate 6.48% above tier average
- - AMR Growth Rate: Bottom 1.5% in tier
- - Deposit Growth Rate: Bottom 1.6% in tier
- - Loan Growth Rate: Bottom 1.8% in tier
- - Net Charge-Off Rate: Bottom 1.8% in tier
- - Asset Growth Rate: Bottom 2.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
728
0% YoY+2.1% QoQ
|
-1.9K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
20% |
| Assets |
$2.6M
-13.8% YoY-4.4% QoQ
|
$-27.6M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
Bottom 11.4% in tier |
| Loans |
$285,811
-34.8% YoY-16.6% QoQ
|
$-15.0M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
Bottom 5.2% in tier |
| Deposits |
$1.7M
-18.9% YoY-5.9% QoQ
|
$-24.1M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
Bottom 10.4% in tier |
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| ROA |
-1.8%
-1422.4% YoY+269.5% QoQ
|
-2.0% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Bottom 5.2% in tier |
| NIM |
2.8%
+14.7% YoY+16.1% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
Bottom 14.2% in tier |
| Efficiency Ratio |
164.1%
+71.1% YoY+44.7% QoQ
|
+73.4% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
Bottom 2.4% in tier |
| Delinquency Rate |
8.0%
+515.2% YoY+20.2% QoQ
|
+6.5 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
Bottom 3.1% in tier |
| Loan To Share |
16.9%
-19.6% YoY-11.4% QoQ
|
-41.7% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
Bottom 3.7% in tier |
| AMR |
$2,722
-21.6% YoY-9.5% QoQ
|
$-12K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 4.0% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)