BlastPoint's Credit Union Scorecard
FALLS CATHOLIC
Charter #96707 · OH
FALLS CATHOLIC has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.25% above tier average
- + Net Interest Margin 0.08% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.08% above tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,694
-0.5% YoY+0.1% QoQ
|
+2.1K |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
84% |
| Assets |
$58.8M
+7.7% YoY+3.3% QoQ
|
+$28.6M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
82% |
| Loans |
$28.8M
-7.3% YoY-2.0% QoQ
|
+$13.1M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
81% |
| Deposits |
$48.1M
+8.1% YoY+3.6% QoQ
|
+$22.5M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
81% |
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| ROA |
0.9%
-36.9% YoY-5.8% QoQ
|
+0.2% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
59% |
| NIM |
4.0%
-6.9% YoY-0.3% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
56% |
| Efficiency Ratio |
75.3%
+10.7% YoY+3.4% QoQ
|
-7.3% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
39% |
| Delinquency Rate |
1.6%
-20.7% YoY-15.8% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
74% |
| Loan To Share |
59.9%
-14.2% YoY-5.4% QoQ
|
-0.7% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
49% |
| AMR |
$16,401
+2.2% YoY+1.4% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
64% |
| CD Concentration |
25.7%
+4.6% YoY-1.9% QoQ
|
+1.3% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)